INTERACT FOR CHANGE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2002

Legal Domicile

Principal Officer

KATE SCHRODER

Phone

5134586600

Tax Period

2024-01-01 to 2024-12-31

INTERACT FOR CHANGE, founded in 2002, is a small nonprofit in the Health Care sector that reported $898K in total revenue in fiscal year 2024. Revenue fell 25% from the prior year — a significant decline worth monitoring.

Mission

INTERACT FOR CHANGE'S MISSION IS TO INSPIRE, LEAD AND SUPPORT ACTIVE GIVING AND INNOVATIVE PHILANTHROPIC SOLUTIONS.

Program Service Accomplishments

Program 1

Expenses: $115,000 Revenue: $4,760

RESTRICTED FUND GRANTS ARE MADE TO FURTHER THE CHARITABLE, EDUCATIONAL OR SCIENTIFIC PURPOSE OF THE RESTRICTED FUND. RESTRICTED FUNDS-ADVANCING REFUGEE-LED MENTAL HEALTH FUND: $45,000RESTRICTED...

RESTRICTED FUND GRANTS ARE MADE TO FURTHER THE CHARITABLE, EDUCATIONAL OR SCIENTIFIC PURPOSE OF THE RESTRICTED FUND. RESTRICTED FUNDS-ADVANCING REFUGEE-LED MENTAL HEALTH FUND: $45,000RESTRICTED FUNDS-BABIES MILK FUND: $45,000RESTRICTED FUNDS-DATA FOR EQUITY COLLABORATIVE: $25,000

Program 2

Expenses: $839,928

RESTRICTED FUND EXPENSES: INCLUDE THE DAY-TO-DAY COSTS ASSOCIATED WITH RUNNING THE PROGRAMS AS WELL AS THE ADMINISTRATIVE FEES CHARGED BY INTERACT FOR CHANGE, TRUST FEES CHARGED BY CUSTODIAL BANK AND INVESTMENT ADVISOR FEES.RESTRICTED FUNDS-HEY*! GREATER CINCINNATI FUND FKA YOUTH MENTAL HEALTH COLLABORATIVE: $756,131RESTRICTED FUNDS-DATA FOR EQUITY COLLABORATIVE: $75,202RESTRICTED FUNDS-ADMINISTRATION FEES: $4,760RESTRICTED FUNDS-OTHER EXPENSES: $3,835*HEY=HOPEFUL EMPOWERED YOUTH

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $824,000

Program Service Revenue $4,760

Investment Income $68,749

Other Revenue $0

TOTAL REVENUE $897,509

Expense Breakdown

Grants Paid $115,000

Salaries & Benefits $89,732

Fundraising Expenses $0

Program Expenses $954,928

Other Expenses $758,496

TOTAL EXPENSES $963,228

Year-over-Year Comparison

	2024	2023	Change
Revenue	$897,509	$1,189,870	-0.2%
Expenses	$963,228	$522,713	+0.8%
Net Income	$-65,719	$667,157	-1.1%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$1,019,579

Total Directors

$355,116

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KATE SCHRODER	PRESIDENT & CEO, DIRECTOR	2.00	Officer Director	$0	$59,538	$355,116
CHRIS MAKAROFF	DIRECTOR, CHAIR	2.00	Officer Director	$0	$0	$0
MARY RONAN	DIRECTOR, VICE CHAIR	2.00	Officer Director	$0	$0	$0
JEANETTE ALTENAU	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL CHASNOFF	DIRECTOR	1.00	Director	$0	$0	$0
DENISHA PORTER	DIRECTOR - TERM ENDED JUNE 2024	1.00	Director	$0	$0	$0
ALLISON TEPPER	DIRECTOR	1.00	Director	$0	$0	$0
RICK WILLIAMS	DIRECTOR	1.00	Director	$0	$0	$0
BRYAN WRIGHT	DIRECTOR	1.00	Director	$0	$0	$0
PATRICIA RUWE	VP, FINANCE & OPERATIONS	2.50	Officer	$0	$38,411	$234,849
ROSS MEYER	VP, STRATEGY & SECRETARY	8.00	Officer	$0	$45,013	$220,802
ASHLEE YOUNG	VP, POLICY & ENGAGEMENT	1.00	Officer	$0	$36,544	$208,812
CHRISTINE BENNETT	SENIOR DIRECTOR OF PAYROLL	2.00	Highest	$0	$42,661	$201,336
CLIFF HASTINGS	DIRECTOR OF INFORMATION TECHNOLOGY	0.50	Highest	$0	$38,900	$168,961
KRISTINE SCHULTZ	DIRECTOR OF GRANTS MANAGEMENT	0.50	Highest	$0	$23,863	$135,907
SONYA CARRICO	PROGRAM DIRECTOR OF MENTAL HEALTH	0.00	Highest	$0	$27,856	$143,369
MEGAN FOLKERTH	PROGRAM DIRECTOR OF HEALTH POLICY	0.00	Highest	$0	$17,434	$129,471

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$897,509	$963,228	$1,170,778	$-65,719
2023	$1,189,870	$522,713	$1,225,365	$667,157
2022	$296,545	$286,798	$524,932	$9,747
2021	$377,389	$857,655	$626,153	$-480,266
2020	$756,551	$781,414	$1,101,645	$-24,863
2019	$1,116,497	$3,470,154	$1,248,137	$-2,353,657
2018	$3,082,662	$1,548,683	$3,630,588	$1,533,979