SKOKIE, IL
4 risk indicators measuring financial stability and operational resilience
Sign in with your work email to view Tuckman-Chang indicators
Sign In — Free (10 views/day)CAPITALPLUS EXCHANGE CORPORATION, founded in 2003, is a community nonprofit in the Community Improvement sector that reported $1.9M in total revenue in fiscal year 2024. Revenue fell 50% from the prior year — a significant decline worth monitoring. Expenses of $2.4M exceeded revenue, resulting in a 25% operating deficit.
CAPITALPLUS EXCHANGE CORPORATION ("CAPPLUS OR "THE ORGANIZATION") IS REGISTERED AS A NONPROFIT CORPORATION WITHIN THE MEANING OF SECTION 501(C)(3) OF THE INTERNAL REVENUE SERVICE CODE OF 1986, AS AMENDED. THE ORGANIZATION OPERATES EXCLUSIVELY FOR CHARITABLE AND EDUCATIONAL PURPOSES, TO MAKE CAPACITY-BUILDING SERVICES AVAILABLE AT SUBSTANTIALLY BELOW COST TO FINANCIAL INSTITUTIONS IN DEVELOPING AND TRANSITIONAL MARKETS THAT SERVE SMALL BUSINESSES, MICRO-ENTERPRISES, AND UNDERSERVED COMMUNITIES, TO PROMOTE ECONOMIC DEVELOPMENT, POVERTY REDUCTION AND OTHERWISE BENEFIT LOW-INCOME PERSONS.
CAPACITY BUILDING: THIS PROGRAM BUILDS FINANCIAL INSTITUTIONS' INTERNAL CAPABILITY TO EXPAND SERVICES TO UNDERSERVED POPULATIONS. CAPPLUS USES A TRANSPARENT AND CLIENT-DRIVEN PROCESS, ENSURING THAT...
CAPACITY BUILDING: THIS PROGRAM BUILDS FINANCIAL INSTITUTIONS' INTERNAL CAPABILITY TO EXPAND SERVICES TO UNDERSERVED POPULATIONS. CAPPLUS USES A TRANSPARENT AND CLIENT-DRIVEN PROCESS, ENSURING THAT CLIENTS' CAPACITY BUILDING NEEDS ARE MET AND THE NEW PRACTICES, POLICIES, AND PRODUCTS ARE EMBEDDED WITHIN THE ORGANIZATION. TYPICAL AREAS OF CAPACITY BUILDING INCLUDE: LENDING PRODUCT AND METHODOLOGY MANAGEMENT, RISK MANAGEMENT, HUMAN RESOURCE MANAGEMENT, NEW PRODUCT DEVELOPMENT AND INNOVATION, PIONEERING NEW PARTNERSHIPS FOR SERVICES' DELIVERY, AND IMPROVED OPERATIONS AND ENHANCED EFFICIENCIES, AS WELL AS STRENGTHENING THE FINANCIAL CAPABILITIES OF THEIR CLIENTS. SOME CLIENT FINANCIAL INSTITUTIONS ARE REQUIRED TO PAY FOR A SMALL PORTION OF THE COST. AT THIS TIME, CAPACITY BUILDING SERVICES ARE FOCUSED ON HELPING FINANCIAL INSTITUTIONS ADJUST TO ALL THE CHANGES IN THEIR BUSINESSES AS A RESULT OF COVID 19, IN ADDITION TO OUR ONGOING EFFORTS TO EXPAND SMALL BUSINESSES' ACCESS TO CREDIT. DURING 2024, CAPPLUS PROVIDED ONE-TO-ONE CAPACITY BUILDING TO APPROXIMATELY 15 MICROFINANCE AND SMALL BUSINESS BANKS AND GROUP-BASED CAPACITY BUILDING TO 120 ADDITIONAL FINANCIAL INSTITUTIONS, PRIMARILY IN GHANA.
PARTNERSHIPS: CAPPLUS WORKS CLOSELY WITH ORGANIZATIONS THAT SHARE ITS MISSION TO SERVE SMALL BUSINESSES, MICRO-ENTERPRISES, UNDERSERVED COMMUNITIES AND BUSINESSES THAT PROVIDE A SOCIAL GOOD IN...
PARTNERSHIPS: CAPPLUS WORKS CLOSELY WITH ORGANIZATIONS THAT SHARE ITS MISSION TO SERVE SMALL BUSINESSES, MICRO-ENTERPRISES, UNDERSERVED COMMUNITIES AND BUSINESSES THAT PROVIDE A SOCIAL GOOD IN DEVELOPING AND TRANSITIONAL MARKETS. CAPPLUS' PARTNERS INCLUDE FOUNDATIONS, RESEARCH INSTITUTIONS, EDUCATION INITIATIVES, NGOS, AND INVESTMENT FUNDS AMONG OTHERS. THESE PARTNERSHIPS ALLOW CAPPLUS TO EXPLORE NEW FRONTIERS IN SME, SOCIAL FINANCE AND LEVERAGE JOINED CAPABILITIES TO ACHIEVE MORE POWERFUL IMPACT WHERE OUR MISSIONS INTERSECT.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
Sign in to view Trantor Score and financial metrics
Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $1,915,652 | $3,830,948 | -0.5% |
| Expenses | $2,404,138 | $3,726,916 | -0.4% |
| Net Income | $-488,486 | $104,032 | -5.7% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
Sign in to view all financial metrics
Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| KARIM AHAMED | CHAIRPERSON & DIRECTOR | 2.50 |
Officer
Director
|
$0 | $0 | $0 |
| ERIC FRIEDENWALD-FISHMAN | CHAIRPERSON & DIRECTOR | 2.50 |
Officer
Director
|
$0 | $0 | $0 |
| CYRILLE ARNOULD | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| NICHOLAS BURNETT | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| JENNIFER HOFFMANN | DIRECTOR (THRU 12/24) | 1.00 |
Director
|
$0 | $0 | $0 |
| ISHMAEL MKHABELA | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| NTHENYA MULE | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| VIMBAI TSOPOTSA | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| LYNN PIKHOLZ | PRESIDENT & CEO | 40.00 |
Officer
|
$222,949 | $20,458 | $243,407 |
| RULA DABABNEH | TREASURER & COO | 40.00 |
Officer
|
$176,705 | $67,128 | $243,833 |
| LYNN RAILSBACK | SECRETARY & VICE PRESIDENT | 40.00 |
Officer
|
$133,322 | $0 | $133,322 |
| RICHARD OBUOBI | PROGRAM DIRECTOR | 40.00 |
Officer
|
$64,275 | $0 | $64,275 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $1,915,652 | $2,404,138 | $6,537,507 | $-488,486 |
| 2023 | $3,830,948 | $3,726,916 | $1,297,617 | $104,032 |
| 2022 | $2,822,022 | $2,936,180 | $3,193,932 | $-114,158 |
| 2021 | $1,079,242 | $1,688,808 | $2,405,541 | $-609,566 |
| 2020 | $459,087 | $1,418,479 | $2,115,735 | $-959,392 |
| 2019 | $499,399 | $2,191,648 | $3,101,428 | $-1,692,249 |
| 2018 | $3,290,311 | $2,786,287 | $5,335,578 | $504,024 |
Compare CAPITALPLUS EXCHANGE CORPORATION with other nonprofits in Illinois and across the country.