SPAY N SAVE INC

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2010

Legal Domicile

Principal Officer

JOANNE MONTCHAL

Phone

4079204894

Tax Period

2025-01-01 to 2025-12-31

SPAY N SAVE INC, founded in 2010, is a community nonprofit in the Animal-Related sector that reported $2.0M in total revenue in fiscal year 2025. Revenue grew 17% year-over-year, indicating healthy expansion. Expenses of $1.8M left a modest 11% surplus.

Mission

TO SIGNIFICANTLY REDUCE THE KILLING OF HEALTHY PETS AND COMMUNITY CATS BY PROVIDING HIGH QUALITY, AFFORDABLE SPAY AND NEUTER SURGERIES AND TO EDUCATE OUR COMMUNITY ABOUT RESPONSIBLE PET OWNERSHIP.

Program Service Accomplishments

Program 1

Expenses: $1,716,784 Revenue: $1,840,842

SUCCESSFULLY OPERATED SPAY N SAVE ANIMAL CLINIC THROUGH ITS 13TH FULL YEAR OF OPERATION. IN 2025, THE CLINIC PROVIDED LOW COST HIGH QUALITY SPAY AND NEUTER SURGERIES AND VACCINATIONS FOR 11,996...

SUCCESSFULLY OPERATED SPAY N SAVE ANIMAL CLINIC THROUGH ITS 13TH FULL YEAR OF OPERATION. IN 2025, THE CLINIC PROVIDED LOW COST HIGH QUALITY SPAY AND NEUTER SURGERIES AND VACCINATIONS FOR 11,996 ANIMALS COMPRISING 2,994 DOGS, AND 9,002 CATS. IN ADDITION, HEALTHY PET CLINICS WERE PERFORMED THROUGHOUT THE YEAR TO PROVIDE VACCINE UPDATES AND OTHER PET CARE TREATMENTS. PROGRAM SERVICE EXPENSES SHOWN HEREIN DO NOT INCLUDE $7,500 IN DONATED FACILITIES USED BY THE LESSOR.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $183,717

Program Service Revenue $1,838,405

Investment Income $19,094

Other Revenue $2,437

TOTAL REVENUE $2,043,653

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,199,957

Fundraising Expenses $38,958

Program Expenses $1,716,784

Other Expenses $625,277

TOTAL EXPENSES $1,825,234

Year-over-Year Comparison

	2025	2024	Change
Revenue	$2,043,653	$1,752,905	+0.2%
Expenses	$1,825,234	$1,534,235	+0.2%
Net Income	$218,419	$218,670	0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$69,280

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANDREW AYOOB	TREASURER	10.00	Officer Director	$0	$0	$0
JAMES MONTCHAL	DIRECTOR	2.00	Director	$0	$0	$0
JENNIFER MUSSER	DIRECTOR	2.00	Director	$0	$0	$0
AUDREY POSOCOO	PRESIDENT	2.00	Officer Director	$0	$0	$0
PHYLLIS AYOOB	DIRECTOR	20.00	Director	$0	$0	$0
JOANNE MONTCHAL	EXECUTIVE DIRECTOR	25.00	Officer	$67,212	$2,068	$69,280
JENNIFER LINDMAN	LEAD VETERINARIAN	40.00	Highest	$144,812	$3,219	$148,031
JAMES WARD	LEAD VETERINARIAN	40.00	Highest	$108,185	$2,677	$110,862
TAMARA DOWNS	LEAD VETERINARIAN	40.00	Highest	$151,462	$2,272	$153,734

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,043,653	$1,825,234	$956,221	$218,419
2024	$1,752,905	$1,534,235	$732,899	$218,670
2023	$1,302,578	$1,210,219	$519,040	$92,359
2022	$1,122,184	$1,107,220	$427,247	$14,964
2021	$1,102,059	$1,061,223	$423,001	$40,836
2020	$1,035,107	$958,715	$372,718	$76,392
2019	$954,217	$959,112	$294,902	$-4,895
2018	$1,024,925	$978,650	$318,427	$46,275