Mt Olive Affordable Housing & CDC (EIN 301210847) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Phone

8503548651

Tax Period

2025-01-01 to 2025-12-31

Mt Olive Affordable Housing & CDC is a small nonprofit in the Human Services sector that reported $313K in total revenue in fiscal year 2025. Revenue fell 54% from the prior year — a significant decline worth monitoring.

Mission

Facilitate and execute economic development and community events

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $1,501

Program Service Revenue $311,977

Investment Income $0

Other Revenue $0

TOTAL REVENUE $313,478

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $302,964

Other Expenses $337,885

TOTAL EXPENSES $337,885

Year-over-Year Comparison

	2025	2024	Change
Revenue	$313,478	$677,652	-0.5%
Expenses	$337,885	$537,803	-0.4%
Net Income	$-24,407	$139,849	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Mike Smith	Director	5.00	Director	$0	$0	$0
Aylwin Smith	Treasurer	5.00	Officer	$0	$0	$0
James Bellamy	Chairman	20.00	Officer	$0	$0	$0
Allero Owens	Secretary	5.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$313,478	$337,885	$480,239	$-24,407
2024	$677,652	$537,803	$443,930	$139,849
2023	$359,077	$370,858	$497,877	$-11,781
2022	$303,995	$484,415	$112,731	$-180,420
2021	$304,549	$302,008	$338,869	$2,541

Mt Olive Affordable Housing & CDC