BANK OF AMERICA SHORT TERM DISABILITY TRUST (EIN 306454119) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2015

Legal Domicile

Phone

8888663275

Tax Period

2024-01-01 to 2024-12-31

BANK OF AMERICA SHORT TERM DISABILITY TRUST, founded in 2015, is a major nonprofit in the Mutual Benefit sector that reported $126.8M in total revenue in fiscal year 2024.

Mission

PROVIDE FOR SHORT-TERM DISABILITY BENEFITS WHICH PROTECT AGAINST AN INTERRUPTION IN A PARTICIPANT'S EARNING POWER.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $126,353,834

Investment Income $484,939

Other Revenue $4,225

TOTAL REVENUE $126,842,998

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $0

TOTAL EXPENSES $127,095,829

Year-over-Year Comparison

	2024	2023	Change
Revenue	$126,842,998	$119,071,395	+0.1%
Expenses	$127,095,829	$117,765,678	+0.1%
Net Income	$-252,831	$1,305,717	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BANK OF AMERICA N A	TRUSTEE	N/A		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$126,842,998	$127,095,829	$9,001,886	$-252,831
2023	$119,071,395	$117,765,678	$9,254,717	$1,305,717
2022	$112,905,601	$111,267,601	$7,949,000	$1,638,000
2021	$102,153,346	$102,234,289	$6,311,000	$-80,943
2020	$80,483,373	$80,796,015	$6,391,943	$-312,642

BANK OF AMERICA SHORT TERM DISABILITY TRUST