Ohio Retirement For Teachers Association Inc (EIN 310566151) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1949

Legal Domicile

Principal Officer

Robin Rayfield

Phone

6144317002

Tax Period

2025-01-01 to 2025-12-31

Ohio Retirement For Teachers Association Inc, founded in 1949, is a small nonprofit that reported $381K in total revenue in fiscal year 2025. Revenue grew 16% year-over-year, indicating healthy expansion. Net assets of $1.8M represent 55 months of operating reserves.

Mission

Keep Teachers informed on retirement benefits and monitor legislative changes that could affect retired teachers

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $122,464

Program Service Revenue $45,900

Investment Income $139,253

Other Revenue $73,169

TOTAL REVENUE $380,786

Expense Breakdown

Grants Paid $0

Salaries & Benefits $115,286

Fundraising Expenses $0

Program Expenses $379,986

Other Expenses $264,700

TOTAL EXPENSES $379,986

Year-over-Year Comparison

	2025	2024	Change
Revenue	$380,786	$328,714	+0.2%
Expenses	$379,986	$402,879	-0.1%
Net Income	$800	$-74,165	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$54,172

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ROBIN RAYFIELD	Executive Dir	32.00	Key Emp	$54,172	$0	$54,172
KARA MENDENHALL	Director	2.00	Director	$0	$0	$0
CAROL KINSEY	Director	2.00	Director	$0	$0	$0
CAROLE WOLFE	Director	2.00	Director	$0	$0	$0
DON ULLMANN	Director	2.00	Director	$0	$0	$0
BRENDA DAVIS	Director	2.00	Director	$0	$0	$0
B J WOODRUFF	Director	2.00	Director	$0	$0	$0
KAREN BUTT	Director	2.00	Director	$0	$0	$0
PAUL KAUFFMAN	Director	2.00	Director	$0	$0	$0
MICHAEL WARD	Director	2.00	Director	$0	$0	$0
JUNE LOGAN	Director	2.00	Director	$0	$0	$0
BEE LEHNER	Past President	2.00	Officer	$0	$0	$0
DEAN DENNIS	President	5.00	Officer	$0	$0	$0
STEVE SEAGRAVE	President Elect	4.00	Officer	$0	$0	$0
CHRIS DEMARCO	Past President	4.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$380,786	$379,986	$1,756,802	$800
2024	No data	No data	No data	No data
2023	$235,036	$297,132	$1,636,371	$-62,096
2022	$209,064	$254,520	$1,505,368	$-45,456
2021	$317,629	$251,596	$1,819,824	$66,033
2020	$389,560	$289,737	$1,710,908	$99,823
2019	$310,132	$308,579	$1,646,478	$1,553
2018	$276,677	$288,360	$1,450,301	$-11,683

Ohio Retirement For Teachers Association Inc