Harrison, OH
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)0632 WHITEWATER COMMUNITY CREDIT UNION INC, founded in 1954, is a small nonprofit that reported $803K in total revenue in fiscal year 2024. Revenue grew 11% year-over-year, indicating healthy expansion. Expenses of $703K left a modest 13% surplus.
The goal of Whitewater Community Credit Union is to progressively serve members while maintaining financial integrity and stability.
The credit union services their 1,629 members by providing deposit services including share and club accounts, share draft accounts, share certificate accounts and IRA accounts. The members have...
The credit union services their 1,629 members by providing deposit services including share and club accounts, share draft accounts, share certificate accounts and IRA accounts. The members have access to online banking, mobile application, debit cards, credit cards and ATMs.
Loan products offered by the credit union include new and used vehicle loans, recreational vehicle loans, share secured loans, unsecured loans and credit cards. The credit union granted 336 loans in...
Loan products offered by the credit union include new and used vehicle loans, recreational vehicle loans, share secured loans, unsecured loans and credit cards. The credit union granted 336 loans in 2024 totaling $3,419,063 at competitive loan rates.
The credit union paid competitive dividends on the 1894 share accounts, share certificates and IRA accounts held by the credit union's 1,629 members.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $803,264 | $721,395 | +0.1% |
| Expenses | $702,548 | $623,993 | +0.1% |
| Net Income | $100,716 | $97,402 | +0.0% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Jenny Bowing | Manager/Board Treasurer | 40.50 |
Officer
Director
|
$90,672 | $0 | $90,672 |
| Russell Creek | Director | 0.50 |
Director
|
$0 | $0 | $0 |
| Stephanie Steffee | Board Secretary | 0.50 |
Officer
Director
|
$0 | $0 | $0 |
| Karen Reynolds | Board Vice Chairperson | 0.5 |
Officer
Director
|
$0 | $0 | $0 |
| Tom Pack | Board Chairperson | 0.5 |
Officer
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | No data | No data | No data | No data |
| 2024 | $803,264 | $702,548 | $11,825,144 | $100,716 |
| 2023 | $721,395 | $623,993 | $11,794,357 | $97,402 |
| 2022 | $576,207 | $485,342 | $11,653,516 | $90,865 |
| 2021 | $494,357 | $470,000 | $11,073,891 | $24,357 |
| 2020 | $508,894 | $496,921 | $9,773,872 | $11,973 |
| 2019 | $570,101 | $538,446 | $8,239,777 | $31,655 |
| 2018 | $563,561 | $489,987 | $8,245,859 | $73,574 |
Compare 0632 WHITEWATER COMMUNITY CREDIT UNION INC with other nonprofits in Ohio and across the country.