NEW CARLISLE LIBRARY BOARD (EIN 310655253) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1933

Legal Domicile

Phone

9378453601

Tax Period

2025-01-01 to 2025-12-31

NEW CARLISLE LIBRARY BOARD, founded in 1933, is a small nonprofit in the Education sector that reported $924K in total revenue in fiscal year 2025. Expenses of $863K left a modest 7% surplus.

Mission

The library meets residents educational, cultural, and recreational needs by providing timely and convenient access to materials, programs, technology, and services.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $784,895

Program Service Revenue $0

Investment Income $28,102

Other Revenue $110,677

TOTAL REVENUE $923,674

Expense Breakdown

Grants Paid $0

Salaries & Benefits $450,054

Fundraising Expenses $0

Program Expenses $413,440

Other Expenses $413,440

TOTAL EXPENSES $863,494

Year-over-Year Comparison

	2025	2024	Change
Revenue	$923,674	$908,426	+0.0%
Expenses	$863,494	$854,243	+0.0%
Net Income	$60,180	$54,183	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$49,743

Total Directors

$74,387

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Beth Freeman	Director	40	Director	$74,387	$0	$74,387
Carol Ruschau	Fiscal Officer	40	Officer	$49,743	$0	$49,743
Dave McWhorter	Vice President	0.25	Director	$0	$0	$0
Carl Gilbert	Secretary	0.25	Director	$0	$0	$0
Jessica Eggleston	Board Member	0.25	Director	$0	$0	$0
Brian Macy	President	0.25	Director	$0	$0	$0
Lowell McGlothin	Board Member	0.25	Director	$0	$0	$0
Sue Buckles	Board Member	0.25	Director	$0	$0	$0
Paula Crew	Board Member	0.25	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$923,674	$863,494	$769,524	$60,180
2024	$908,426	$854,243	$709,344	$54,183
2023	$919,938	$1,076,423	$655,161	$-156,485
2022	$911,317	$739,444	$811,646	$171,873
2021	$925,952	$750,272	$639,773	$175,680
2020	$798,226	$653,412	$464,093	$144,814

NEW CARLISLE LIBRARY BOARD