ZANESVILLE JUNIOR CHAMBER OF COMMERCE (EIN 310680849) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1949

Legal Domicile

Principal Officer

TIM REED

Phone

7404521860

Tax Period

2024-01-01 to 2024-12-31

ZANESVILLE JUNIOR CHAMBER OF COMMERCE, founded in 1949, is a small nonprofit that reported $745K in total revenue in fiscal year 2024. Expenses of $701K left a modest 6% surplus.

Mission

TO CREATE, FOSTER & PROVIDE AVENUES OF INTELLIGENT PARTICIPATION FOR THE YOUNG MEMBERS OF ZANESVILLE IN CIVIC, STATE & NATIONAL PROBLEMS. TO AFFORD AN OPPORTUNITY FOR LEADERSHIP. TO CREATE AND FOSTER CIVIC CONSCIENCIOUSNESS. TO PROVIDE A TOLERANCE BETWEEN IT'S MEMBERS AND WITHIN SOCIETY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $741,297

Investment Income $3,909

Other Revenue $0

TOTAL REVENUE $745,206

Expense Breakdown

Grants Paid $0

Salaries & Benefits $142,523

Fundraising Expenses $0

Program Expenses $700,899

Other Expenses $558,376

TOTAL EXPENSES $700,899

Year-over-Year Comparison

	2024	2023	Change
Revenue	$745,206	$757,381	0.0%
Expenses	$700,899	$747,776	-0.1%
Net Income	$44,307	$9,605	+3.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$3,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MIKE FULMER	GOLF COURSE	2.00	Officer	$3,000	$0	$3,000
LANE DAILEY	SECRETARY	2.00	Officer	$0	$0	$0
ADAM DAUGHERTY	TREASURER	2.00	Officer	$0	$0	$0
BOBBY HARDMAN	VICE PRESIDE	2.00	Officer	$0	$0	$0
TIM REED	PRESIDENT	2.00	Officer	$0	$0	$0
JOSH TISONYIA	MEDIA CHAIR	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$745,206	$700,899	$198,251	$44,307
2023	$757,381	$747,776	$214,332	$9,605
2022	$664,922	$617,620	$197,857	$47,302
2021	$572,597	$548,466	$136,486	$24,131
2020	$535,160	$481,284	$148,116	$53,876
2019	$422,661	$420,157	$97,285	$2,504
2018	$394,736	$391,483	$105,201	$3,253

ZANESVILLE JUNIOR CHAMBER OF COMMERCE