RICHWOOD CIVIC CENTER INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1962

Legal Domicile

Principal Officer

NANCY WILEY

Phone

7409432310

Tax Period

2024-04-01 to 2025-03-31

RICHWOOD CIVIC CENTER INC, founded in 1962, is a small nonprofit in the Human Services sector that reported $174K in total revenue in fiscal year 2024. Revenue fell 21% from the prior year — a significant decline worth monitoring.

Program Service Accomplishments

Program 1

Expenses: $178,660

THE RICHWOOD CIVIC CENTER IS A VITAL COMMUNITY BASED NON-PROFIT ORGANIZATION COMMITTED TO PROVIDING FOR THE WELL BEING AND GROWTH OF FAMILIES AND INDIVIDUALS THROUGH ACTIVITIES, EDUCATION, AND...

THE RICHWOOD CIVIC CENTER IS A VITAL COMMUNITY BASED NON-PROFIT ORGANIZATION COMMITTED TO PROVIDING FOR THE WELL BEING AND GROWTH OF FAMILIES AND INDIVIDUALS THROUGH ACTIVITIES, EDUCATION, AND RESOURCES. THE ORGANIZATION PROVIDES ACTIVITIES TO ENCOURAGE ENGAGEMENT OF ALL AGES WITH A FOCUS ON SENIOR CITIZENS. THE ORGANIZATION PROVIDES ADVOCACY FOR SENIORS AND PARTNERS WITH OTHER LOCAL ORGANIZATION AND AGENCIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $87,155

Program Service Revenue $86,679

Investment Income $2

Other Revenue $0

TOTAL REVENUE $173,836

Expense Breakdown

Grants Paid $0

Salaries & Benefits $52,972

Fundraising Expenses $0

Program Expenses $178,660

Other Expenses $125,688

TOTAL EXPENSES $178,660

Year-over-Year Comparison

	2024	2023	Change
Revenue	$173,836	$220,841	-0.2%
Expenses	$178,660	$210,051	-0.1%
Net Income	$-4,824	$10,790	-1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$47,790

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
SUSIE PFARR	EXECUTIVE DIRECTOR	Director	$28,325	$0	$28,325
JANET SHAFFER	OFFICE COORDINATOR	Director	$10,907	$0	$10,907
ROXANNA NAUMAN	ACTIVITY COORDINATOR	Director	$8,558	$0	$8,558
DEBORAH L WRIGHT	TRUSTEE	Director	$0	$0	$0
LINDA MCNAMEE	VICE PRESIDENT	Director	$0	$0	$0
REDDY BROWN	TRUSTEE	Director	$0	$0	$0
LARRY NIBERT	TRUSTEE	Director	$0	$0	$0
SUELYN ACKERMAN	TRUSTEE	Director	$0	$0	$0
GINA DAVIS	TRUSTEE	Director	$0	$0	$0
TONYA GRAY JOHNSON	TRUSTEE	Director	$0	$0	$0
RITA MONROE	TRUSTEE	Director	$0	$0	$0
DON RIDGEWAY	TRUSTEE	Director	$0	$0	$0
NANCY WILEY	PRESIDENT	Officer Director	$0	$0	$0
TERRI GRAVATT	SECRETARY	Officer Director	$0	$0	$0
JEAN SMITH	TREASURER	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$173,836	$178,660	$30,056	$-4,824
2024	$220,841	$210,051	$34,880	$10,790
2023	$186,795	$171,600	$24,090	$15,195
2021	$64,021	$91,897	$23,941	$-27,876
2020	$164,115	$145,005	$52,597	$19,110
2019	$118,930	$116,980	$31,134	$1,950