BEREA, KY
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)MOUNTAIN ASSOCIATION FOR COMMUNITY ECONOMIC DEVELOPMENT INC, founded in 1976, is a community nonprofit in the Community Improvement sector that reported $7.0M in total revenue in fiscal year 2024. Revenue decreased 14% compared to the prior year. Net assets of $29.3M represent 50 months of operating reserves.
WE SERVE OUR MISSION TO BUILD A NEW ECONOMY BY OFFERING FLEXIBLE LOANS AND TECHNICAL SUPPORT TO EXISTING AND STARTUP BUSINESSES AND ORGANIZATIONS; HELPING BUSINESSES, NONPROFITS, PUBLIC AGENCIES AND HOMEOWNERS FIND MUCH- NEEDED ENERGY SAVINGS; AND BY ENGAGING IN RESEARCH, COMMUNICATIONS AND ADVOCACY FOR POLICY AND NARRATIVE CHANGE. WE ALSO WORK WITH PARTNERS ON A VARIETY OF PROJECTS TO DEMONSTRATE WHAT'S POSSIBLE IN EASTERN KENTUCKY.
4A. LENDING & BUSINESS SUPPORT EXPENSES/GRANTS TO OTHER ORGANIZATIONS/REVENUES 2,503,929/ 257,864/ 1,438,529 THE LENDING TEAM OFFERS LOANS TO EXISTING AND STARTUP BUSINESSES AND ORGANIZATIONS. AS A...
4A. LENDING & BUSINESS SUPPORT EXPENSES/GRANTS TO OTHER ORGANIZATIONS/REVENUES 2,503,929/ 257,864/ 1,438,529 THE LENDING TEAM OFFERS LOANS TO EXISTING AND STARTUP BUSINESSES AND ORGANIZATIONS. AS A COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION AND A NONPROFIT, THE ORGANIZATION CAN OFFER GREATER FLEXIBILITY AND LEND TO INDIVIDUALS WHO MAY NOT OTHERWISE QUALIFY. THE BUSINESS SUPPORT PROGRAM CONNECTS BUSINESS OWNERS AND NONPROFIT LEADERS TO CONSULTANTS WHO CAN HELP THEM SUCCEED - FROM WEBSITE DEVELOPMENT TO PROFESSIONAL PHOTOGRAPHY, AND MORE. AT FISCAL YEAR END, THE COMBINED PORTFOLIO OF MOUNTAIN ASSOCIATION AND ITS AFFILIATED NONPROFIT APPALACHIAN INVESTMENT CORPORATION INCLUDED 209 LOANS TOTALING APPROXIMATELY 22,153,378. THERE WERE APPROXIMATELY 50 LOANS CLOSED DURING FISCAL YEAR 2025, DISBURSING A TOTAL OF10,218,291.
4C. APPALACHIAN TRANSITION COMMUNICATIONS & POLICY EXPENSES/GRANTS TO OTHER ORGANIZATIONS/REVENUES 716,460/400,000/2,930 APPALACHIAN TRANSITION IS BOTH THE OVERARCHING FRAMEWORK OF OUR VISION FOR...
4C. APPALACHIAN TRANSITION COMMUNICATIONS & POLICY EXPENSES/GRANTS TO OTHER ORGANIZATIONS/REVENUES 716,460/400,000/2,930 APPALACHIAN TRANSITION IS BOTH THE OVERARCHING FRAMEWORK OF OUR VISION FOR APPALACHIA'S BRIGHTER FUTURE AND A BODY OF WORK AIMED AT MOVING US TOWARD THAT FUTURE. THIS TEAM IS FOCUSED ON CONDUCTING COMMUNICATIONS CAMPAIGNS, TELLING IMPORTANT STORIES THROUGH A BROAD RANGE OF AVENUES, AND CONNECTING WITH LEADERS AND ORGANIZATIONS ACROSS THE COUNTRY AS PART OF SHIFTING THE CONVERSATIONS ABOUT THE REGION, OUR ECONOMIC TRANSITION AND OUR BRIGHT FUTURE.
4B. ENERGY PROGRAMS EXPENSES/GRANTS TO OTHER ORGANIZATIONS/REVENUES 970,416/274,096/152,412 THE ORGANIZATION'S ENERGY EXPERTS HELP BUSINESSES, NONPROFITS, AND PUBLIC AGENCIES FIND MUCH-NEEDED SAVINGS...
4B. ENERGY PROGRAMS EXPENSES/GRANTS TO OTHER ORGANIZATIONS/REVENUES 970,416/274,096/152,412 THE ORGANIZATION'S ENERGY EXPERTS HELP BUSINESSES, NONPROFITS, AND PUBLIC AGENCIES FIND MUCH-NEEDED SAVINGS THROUGH UTILITY BILL ANALYSIS, ON-SITE ENERGY EFFICIENCY AND SOLAR ASSESSMENTS, FINANCING, AND GRANT APPLICATION SUPPORT.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $6,960,560 | $8,094,633 | -0.1% |
| Expenses | $6,933,941 | $5,452,825 | +0.3% |
| Net Income | $26,619 | $2,641,808 | -1.0% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| PETER HILLE | PRESIDENT | 40.00 |
Officer
Director
|
$166,709 | $19,753 | $186,462 |
| WILLIAM COOMES | CORPORATE VP | 40.00 |
Officer
|
$93,194 | $22,143 | $115,337 |
| KACIE ZECHMAN | CORPORATE TR | 40.00 |
Officer
|
$94,146 | $18,156 | $112,302 |
| ROBIN GABBARD | PRESIDENT | 40.00 |
Officer
Director
|
$93,346 | $11,745 | $105,091 |
| TONI WELLS | CORPORATE SE | 40.00 |
Officer
|
$80,056 | $15,991 | $96,047 |
| RHONDA STAPLETON | CORPORATE SE | 40.00 |
Officer
|
$74,421 | $15,694 | $90,115 |
| HASAN DAVIS | CHAIR | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| WAYNE RILEY | MEMBER | 0.50 |
Director
|
$0 | $0 | $0 |
| MANDI SHEFFEL | VICE CHAIR | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| ADA SMITH | TREASURER | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $6,960,560 | $6,933,941 | $35,347,429 | $26,619 |
| 2024 | $8,094,633 | $5,452,825 | $38,008,155 | $2,641,808 |
| 2023 | $6,043,653 | $4,549,571 | $35,661,726 | $1,494,082 |
| 2022 | $8,576,709 | $4,193,321 | $33,227,736 | $4,383,388 |
| 2021 | $4,372,361 | $5,689,729 | $28,716,288 | $-1,317,368 |
| 2020 | $4,177,710 | $5,578,299 | $29,767,514 | $-1,400,589 |
| 2019 | $7,620,303 | $4,891,234 | $30,963,740 | $2,729,069 |
Compare MOUNTAIN ASSOCIATION FOR COMMUNITY ECONOMIC DEVELOPMENT INC with other nonprofits in Kentucky and across the country.