OXFORD CHAMBER OF COMMERCE (EIN 310961589) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1950

Legal Domicile

Tax Period

2024-01-01 to 2024-12-31

OXFORD CHAMBER OF COMMERCE, founded in 1950, is a small nonprofit that reported $134K in total revenue in fiscal year 2024. Revenue decreased 9% compared to the prior year.

Mission

PROMOTE AND ASSIST LOCAL BUSINESSES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $61,187

Program Service Revenue $0

Investment Income $2,067

Other Revenue $70,630

TOTAL REVENUE $133,884

Expense Breakdown

Grants Paid $0

Salaries & Benefits $57,032

Fundraising Expenses $0

Program Expenses $50,172

Other Expenses $80,377

TOTAL EXPENSES $137,409

Year-over-Year Comparison

	2024	2023	Change
Revenue	$133,884	$147,334	-0.1%
Expenses	$137,409	$312,338	-0.6%
Net Income	$-3,525	$-165,004	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KATIE PIRIGYI	DIRECTOR	1.00	Director	$0	$0	$0
HOLLY MORRISH	DIRECTOR	1.00	Director	$0	$0	$0
KATHY THACKER	DIRECTOR	1.00	Director	$0	$0	$0
KATHY FAWLEY	DIRECTOR	0.00	Director	$0	$0	$0
DAV IDADAM BRYAN	DIRECTOR	1.00	Director	$0	$0	$0
MATT RUPEL	DIRECTOR	1.00	Director	$0	$0	$0
MATT DOWD	DIRECTOR	1.00	Director	$0	$0	$0
JENNIFER MARSTON	DIRECTOR	1.00	Director	$0	$0	$0
ADAM GLOYESKE	DIRECTOR	1.00	Director	$0	$0	$0
KATHRYN MARSMAN	CHAIR	2.00	Officer	$0	$0	$0
Kelli Riggs	President	32.00	Key Emp	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$133,884	$137,409	$113,469	$-3,525
2023	$147,334	$312,338	$125,179	$-165,004
2022	$318,957	$111,874	$290,183	$207,083

OXFORD CHAMBER OF COMMERCE