COUNTY CORP

HOME OWNERSHIP OPPORTUNITY PROGRAM: COUNTY CORP FACILITATED THE TORNADO SURVIVORS' PATHWAY TO HOMEOWNERSHIP PROGRAM (PATHWAYS). PATHWAYS EVOLVED OUT OF THE MIAMI VALLEY LONG TERM RECOVERY OPERATIONS GROUP'S WORK OF REPAIRING AND REBUILDING HOMES DAMAGED BY THE MEMORIAL DAY 2019 TORNADOES. WORKING CLOSELY WITH MONTGOMERY COUNTY, JURISDICTIONAL LEADERS, VOLUNTEER BUILD TEAMS, AND MANY OTHERS, AN OPPORTUNITY AROSE THAT RESULTED IN CONSTRUCTION AND/OR REHAB OF HOMES FOR OWNER OCCUPANCY. ELIGIBLE APPLICANTS ARE SURVIVORS OF THE 2019 MEMORIAL DAY TORNADOES WHO ARE AT OR BELOW 120% OF THE AREA MEDIAN INCOME (AMI) WITH PRIORITY TO THOSE AT 80% AMI. HOMEOWNERS ARE RECRUITED FROM THE CASE MANAGEMENT FILES OF MIAMI VALLEY LONG-TERM RECOVERY OPERATIONS GROUP TO THE PROGRAM. THESE POTENTIAL HOMEOWNERS DOCUMENT THEIR LOSS OF RENTAL HOUSING IN THE AFTERMATH OF THE 2019 MEMORIAL DAY TORNADOES. COUNTY CORP MARKETS THESE HOMES TO THESE SURVIVORS. IF, AFTER ATTEMPTING TO MARKET THESE HOMES TO THESE SURVIVORS FROM INCEPTION AND UP TO 60 DAYS AFTER OBTAINING AN OCCUPANCY PERMIT, COUNTY CORP WILL MARKET THE HOMES TO ANY INCOME ELIGIBLE HOUSEHOLD AND/OR PURCHASER. THE HOMES ARE LOCATED WITHIN THE TORNADO IMPACTED JURISDICTIONS OF THE CITIES OF DAYTON AND TROTWOOD AND WITHIN HARRISON TOWNSHIP. THE ORGANIZATION PURCHASED OR RECEIVED DONATED LOTS FOR THIS PROGRAM AND COMPLETED CONSTRUCTION OR REHAB ON 19 UNITS TO DATE. ALL HOMES HAD BEEN SOLD BY THE END OF THE FISCAL YEAR ENDED 9/30/2024.COUNTY CORP ALSO ESTABLISHED DAYTON CENTURY HOMES LLC AS A SINGLE PURPOSE ENTITY TO ACQUIRE 100 SINGLE FAMILY HOMES AND THREE UNIMPROVED RESIDENTIAL LOTS, ALL LOCATED WITHIN THE CITY OF DAYTON. THESE HOMES WERE ORIGINALLY DEVELOPED BY THE PRIOR OWNER AS A LOW-INCOME HOUSING TAX CREDIT FUNDED LEASE-TO-PURCHASE COMMUNITY PROVIDING HOMEOWNERSHIP OPPORTUNITIES FOR THE RESIDENTS. THOSE RESIDENTS THAT DO NOT PURSUE HOMEOWNERSHIP WILL REMAIN AS TENANTS.DURING THE FISCAL YEAR ENDED 9/30/2024, FOUR (4) OF THESE HOMES WERE SOLD TO QUALIFYING FIRST-TIME-HOMEBUYER TENANTS.

HOME IMPROVEMENT GRANT PROGRAMS:COUNTY CORP ADMINISTERS A VARIETY OF HOME IMPROVEMENT GRANT PROGRAMS WITH THE INTENDED OUTCOME BEING THE RENOVATION OF PRIMARILY SINGLE FAMILY, OWNER-OCCUPIED HOMES THROUGHOUT MONTGOMERY COUNTY. THESE INCLUDE:A) COUNTY CORP ADMINISTERS AN EMERGENCY ASSISTANCE AND ACCESSIBILITY PROGRAM TO ASSIST HOUSEHOLDS EARNING AT OR BELOW 80% OF THE AREA MEDIAN INCOME ("AMI"). FOR EMERGENCY ASSISTANCE FOR REPAIRS OR ACCESSIBILITY IMPROVEMENTS, HOMEOWNERS CAN APPLY FOR A GRANT UP TO $10,000. HOUSEHOLDS MAY QUALIFY FOR REPAIRS THAT ARE EMERGENCY IN NATURE AND PROTECT THE INTEGRITY OF THE STRUCTURE OR ASSURE THE OCCUPANTS' HEALTH AND SAFETY. EXAMPLES OF EMERGENCY HOME REPAIRS INCLUDE REPAIR OR REPLACEMENT OF HEATING SYSTEMS, PLUMBING SYSTEMS, HOT WATER HEATERS, HAZARDOUS ELECTRICAL SYSTEMS, OR SEVERELY DETERIORATED ROOFS. WE ALSO PROVIDE GRANTS FOR MODIFICATIONS, SUCH AS RAMPS AND ROLL-IN SHOWERS TO IMPROVE ACCESS FOR RESIDENTS WITH DISABILITIES. THIS PROGRAM IS OPEN TO OWNER-OCCUPIED HOUSING AND RENTAL PROPERTIES SUBJECT TO OWNER APPROVAL.THIS PROGRAM IS AVAILABLE TO RESIDENTS WHO LIVE IN MONTGOMERY COUNTY BUT OUTSIDE THE CITIES OF KETTERING AND DAYTON. B) COUNTY CORP ADMINISTERS FUNDS PROVIDED BY THE OHIO DEPARTMENT OF DEVELOPMENT FOR EMERGENCY REPAIRS AND ACCESSIBILITY MODIFICATIONS. THIS FUNDING PROVIDES OPPORTUNITIES TO RESIDENTS WHO LIVE WITHIN MONTGOMERY COUNTY. THE HOUSEHOLD INCOME CANNOT EXCEED 50% OF THE AREA MEDIAN INCOME. THE MAXIMUM AMOUNT OF ASSISTANCE IS $10,000 FOR EMERGENCY REPAIRS AND ACCESSIBILITY MODIFICATIONS. THE EMERGENCY REPAIRS ARE AVAILABLE TO OWNER-OCCUPANTS. ADDITIONAL COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG) FUNDING WAS ALSO PROVIDED BY MONTGOMERY COUNTY AND CITY OF DAYTON FOR THIS PROGRAM.C) COUNTY CORP ADMINISTERS CDBG PROVIDED BY MONTGOMERY COUNTY AND GENERAL FUNDS PROVIDED BY THE CITY OF MIAMISBURG FOR THEIR OWNER OCCUPIED HOME REPAIR & IMPROVEMENT PROGRAM. THIS FUNDING WAS PROVIDED TO RESIDENTS IN THE CITY OF MIAMISBURG WITH HOUSEHOLD INCOME AT OR BELOW 80% OF THE AREA MEDIAN INCOME. THE MAXIMUM AMOUNT OF ASSISTANCE IS $10,000. THE TYPES OF HOME REPAIRS AND IMPROVEMENTS FUNDED WITH THESE ROUNDS INCLUDED WEATHERIZATION, ROOF, HVAC, WATER HEATER, GUTTER & DOWNSPOUTS, FENCING, DRIVEWAY, NEW PORCHES. D) FUNDING FROM ALOFT DAYTON TO PROVIDE FORGIVABLE HOME IMPROVEMENT LOANS TO RESIDENTS IN THE NW DAYTON TARGET AREAS. THE GOAL OF THE HOME IMPROVEMENT LOAN PROGRAM IS TO PRESERVE HOMEOWNERSHIP IN NORTHWEST DAYTON BY PROVIDING CAPITAL FOR HOME REPAIRS TO PRESERVE THE INTEGRITY OF A HOME OR REPAIR A SAFETY/HEALTH HAZARD. WITH THIS PROGRAM, HOMEOWNERS ARE ABLE TO ACCESS A MAXIMUM OF $10,000 IN FUNDING FOR IMPROVEMENTS, INCLUDING BUT NOT LIMITED TO ROOFS, WINDOWS, DOORS, NEW HVAC SYSTEMS, INTERIOR MODIFICATIONS FOR AGING/HANDICAPPED RESIDENTS, AND OTHER REPAIRS OF THEIR CHOICE. EACH LOAN REQUIRES A DEED RESTRICTION TO BE SIGNED AND RECORDED. TWENTY PERCENT (20%) OF THE LOAN AMOUNT IS FORGIVEN ANNUALLY OVER FIVE YEARS. FINANCED LOANS AND/OR GRANTS USED TO REHABILITATE RESIDENTIAL PROPERTIES. THE ORGANIZATION ALSO SERVICED 214 LOANS.