SWOPE GROUP EMPLOYEE BENEFIT FUND (EIN 310999192) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1980

Legal Domicile

Principal Officer

JENNIFER KESSLER

Phone

2707652181

Tax Period

2023-01-01 to 2023-12-31

SWOPE GROUP EMPLOYEE BENEFIT FUND, founded in 1980, is a community nonprofit that reported $2.9M in total revenue in fiscal year 2023. Revenue decreased 8% compared to the prior year.

Mission

TO PROVIDE MEDICAL EXPENSES FOR EMPLOYEES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $2,866,789

Investment Income $0

Other Revenue $0

TOTAL REVENUE $2,866,789

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $475,045

TOTAL EXPENSES $2,980,544

Year-over-Year Comparison

	2023	2022	Change
Revenue	$2,866,789	$3,110,681	-0.1%
Expenses	$2,980,544	$2,621,857	+0.1%
Net Income	$-113,755	$488,824	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MR DENNIS FANTE	TRUSTEE	0.50	Director	$0	$0	$0
MR RICHARD SWOPE	TRUSTEE	0.50	Director	$0	$0	$0
MR CARL SWOPE	TRUSTEE	0.50	Director	$0	$0	$0
MR ROBERT SWOPE	TRUSTEE	0.50	Director	$0	$0	$0
JENNIFER KESSLER	OFFICER	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$2,866,789	$2,980,544	$1,440,312	$-113,755
2022	$3,110,681	$2,621,857	$1,554,067	$488,824
2021	$2,523,651	$2,070,697	$1,065,243	$452,954
2020	$2,075,454	$2,311,484	$612,289	$-236,030
2019	$1,748,161	$2,069,786	$848,319	$-321,625
2018	$1,808,466	$1,723,972	$1,169,944	$84,494

SWOPE GROUP EMPLOYEE BENEFIT FUND