LOVELAND CHAMBER OF COMMERCE

EIN: 311015103

Loveland, OH

Total Revenue
$305,909
Total Expenses
$242,766
Total Assets
$341,913
Net Assets
$332,515
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1970
Legal Domicile
OH
Principal Officer
CeeCee Collins
Phone
5136831544
Tax Period
2025-01-01 to 2025-12-31

LOVELAND CHAMBER OF COMMERCE, founded in 1970, is a small nonprofit that reported $306K in total revenue in fiscal year 2025. Revenue fell 26% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $63K, a strong 21% operating margin.

Mission

THE LOVELAND AREA CHAMBER OF COMMERCE PROVIDES VALUE TO MEMBERSHIP BY SERVING AS THE LEADING ADVOCATE FOR AREA BUSINESSES. BY DOING EVENTS THROUGHOUT THE YEAR WE PROVIDE BUSINESS TO BUSINESS NETWORKING AND BUSINESS TO COMMUNITY NETWORKING FOR SEVERAL INDUSTRIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $305,909
Program Service Revenue $0
Investment Income $0
Other Revenue $0
TOTAL REVENUE $305,909

Expense Breakdown

Grants Paid $0
Salaries & Benefits $160,071
Fundraising Expenses $0
Program Expenses $161,135
Other Expenses $82,695
TOTAL EXPENSES $242,766

Year-over-Year Comparison

2025 2024 Change
Revenue $305,909 $415,709 -0.3%
Expenses $242,766 $388,370 -0.4%
Net Income $63,143 $27,339 +1.3%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
15
Independent Members
15
Employees
3
Volunteers
275

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
1
$87,603
Total Directors
15
$0
Key Employees
2
$64,762
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
MEREDITH TAYLOR VICE PRESIDENT 32.00
Key Emp
$52,774 $0 $52,774
LACEY SULLIVAN ASSISTANT 12.00
Key Emp
$11,988 $0 $11,988
CEECEE COLLINS PRESIDENT 40.00
Officer
$87,603 $0 $87,603
KEVIN EGAN BOARD OF DIRECTORS PRESIDENT 1.00
Director
$0 $0 $0
EMILY BARLOW BOARD OF DIRECTORS VICE PRESIDENT 1.00
Director
$0 $0 $0
DOUG PORTMANN DIRECTOR 1.00
Director
$0 $0 $0
MATT HOEKZEMA DIRECTOR 1.00
Director
$0 $0 $0
DOUG STORER BOARD OF DIRECTORS TREASURER 1.00
Director
$0 $0 $0
NICK WINNENBERG DIRECTOR 1.00
Director
$0 $0 $0
JASON PINSON DIRECTOR 1.00
Director
$0 $0 $0
BRIAN GARRY DIRECTOR 1.00
Director
$0 $0 $0
SUSAN ALLSPACH DIRECTOR 1.00
Director
$0 $0 $0
EMILY MOBLEY DIRECTOR 1.00
Director
$0 $0 $0
DAVID WILLIAMS DIRECTOR 1.00
Director
$0 $0 $0
BILL PITTMAN DIRECTOR 1.00
Director
$0 $0 $0
KATE HARDEN DIRECTOR 1.00
Director
$0 $0 $0
JENNIFER MILLER DIRECTOR 1.00
Director
$0 $0 $0
MICHAEL FRANK DIRECTOR 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $305,909 $242,766 $341,913 $63,143
2024 $415,709 $388,370 No data $27,339
2023 $420,818 $350,587 $246,388 $70,231
2019 $255,705 $224,826 $96,781 $30,879
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