COMMUNITY CAPITAL DEVELOPMENT CORP (EIN 311021735) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1981

Legal Domicile

Principal Officer

LAURA FRUM

Phone

6146456171

Tax Period

2024-10-01 to 2025-09-30

COMMUNITY CAPITAL DEVELOPMENT CORP, founded in 1981, is a community nonprofit that reported $1.0M in total revenue in fiscal year 2024. Expenses of $952K left a modest 9% surplus.

Mission

PROCESSING AND SERVICING OF SBA AND THE STATE OF OHIO LOANS TO AID IN THE ECONOMIC DEVELOPMENT OF COLUMBUS, FRANKLIN COUNTY, AND COUNTIES THROUGHOUT OHIO

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,010,020

Investment Income $16,408

Other Revenue $17,656

TOTAL REVENUE $1,044,084

Expense Breakdown

Grants Paid $0

Salaries & Benefits $699,444

Fundraising Expenses $0

Program Expenses $691,401

Other Expenses $252,799

TOTAL EXPENSES $952,243

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,044,084	$977,292	+0.1%
Expenses	$952,243	$949,712	+0.0%
Net Income	$91,841	$27,580	+2.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$358,112

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ROSE ROMAN	VICE CHAIR	1.00	Director	$0	$0	$0
BEN JOHNSON	DIRECTOR	1.00	Director	$0	$0	$0
ERIC BELFRAGE	DIRECTOR	1.00	Director	$0	$0	$0
JACK BEELER	SECRETARY	1.00	Officer Director	$0	$0	$0
OWEN POHL	CHAIR	1.00	Director	$0	$0	$0
ARIANA ULLOA-OLLAVIETA	ASSISTANT VICE CHAIR	1.00	Officer Director	$0	$0	$0
AMY TROIANO	TREASURER	1.00	Officer Director	$0	$0	$0
KIM KNIGHTS	DIRECTOR	1.00	Director	$0	$0	$0
MIKE ADELMAN	PAST CHAIR	1.00	Officer Director	$0	$0	$0
KEMPER ALLISON	DIRECTOR	1.00	Director	$0	$0	$0
TIM NORRIS	DIRECTOR	1.00	Director	$0	$0	$0
STEVE TUCKER	DIRECTOR	1.00	Director	$0	$0	$0
MARY ANN POTTER	DIRECTOR	1.00	Director	$0	$0	$0
ERIC PHILLIPS	DIRECTOR	1.00	Director	$0	$0	$0
JACK GREEN	DIRECTOR	1.00	Director	$0	$0	$0
JULIE CARR	VICE PRESIDENT	40.00	Officer	$131,264	$32,569	$163,833
LAURA FRUM	PRESIDENT	40.00	Officer	$172,217	$22,062	$194,279

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,044,084	$952,243	$1,450,141	$91,841
2024	$977,292	$949,712	$1,273,663	$27,580
2023	$977,761	$945,850	$1,125,381	$31,911
2022	$913,752	$1,064,976	$1,015,254	$-151,224
2021	$743,806	$778,874	$970,370	$-35,068
2020	$749,413	$774,843	$807,578	$-25,430
2019	$796,213	$768,230	$806,019	$27,983
2018	$719,501	$743,586	$2,520,020	$-24,085

COMMUNITY CAPITAL DEVELOPMENT CORP