BRADFORD FIRE & RESCUE SERVICES

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1986

Legal Domicile

Principal Officer

DAVE RICHARD

Phone

9374482845

Tax Period

2025-01-01 to 2025-12-31

BRADFORD FIRE & RESCUE SERVICES, founded in 1986, is a small nonprofit that reported $551K in total revenue in fiscal year 2025. Revenue grew 11% year-over-year, indicating healthy expansion. Net assets of $1.2M represent 25 months of operating reserves.

Mission

24 HOUR EMERGENCY SERVICES

Program Service Accomplishments

Program 1

Expenses: $601,693 Revenue: $601,694

PROVIDE 24 HOUR FIRE, RESCUE AND EMERGENCY SERVICES TO THE LOCAL COMMUNITY. INCOME COMES FROM LEVIES, DONATIONS SERVICE FEES AND FUND RAISERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $22,092

Program Service Revenue $510,050

Investment Income $25,000

Other Revenue $-6,528

TOTAL REVENUE $550,614

Expense Breakdown

Grants Paid $0

Salaries & Benefits $284,490

Fundraising Expenses $0

Program Expenses $601,693

Other Expenses $317,203

TOTAL EXPENSES $601,693

Year-over-Year Comparison

	2025	2024	Change
Revenue	$550,614	$496,638	+0.1%
Expenses	$601,693	$614,131	0.0%
Net Income	$-51,079	$-117,493	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MICK BOLTON	V. PRESIDENT	N/A	Officer	$0	$0	$0
CYRIL MONNIN	PRESIDENT	N/A	Officer	$0	$0	$0
SHAWN PEEPLES	SECRETARY	N/A	Officer	$0	$0	$0
DAVE RICHARD	TREASURER	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$550,614	$601,693	$1,382,062	$-51,079
2024	$496,638	$614,131	$1,211,990	$-117,493
2023	$737,037	$781,569	$1,329,483	$-44,532
2022	$643,376	$762,340	$1,374,015	$-118,964
2021	$511,924	$608,256	$1,492,979	$-96,332
2020	$577,804	$481,450	$1,589,311	$96,354