NORTHWARD CHRISTIAN ASSEMBLY INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1941

Legal Domicile

Principal Officer

BRAD MILNER

Phone

8596543865

Tax Period

2024-01-01 to 2024-12-31

NORTHWARD CHRISTIAN ASSEMBLY INC, founded in 1941, is a small nonprofit in the Religion sector that reported $369K in total revenue in fiscal year 2024. Net assets of $1.1M represent 34 months of operating reserves.

Mission

NORTHWARD CHRISTIAN ASSEMBLY, AS A PARTNER WITH THE LOCAL CHURCH, EXISTS TO PROVIDE A UNIQUE ENVIRONMENT THAT INTRODUCES, ENCOURAGES AND NUTURES A PERSONAL RELATIONSHIP WITH JESUS CHRIST. THIS IS ACCOMPLISHED THROUGH GRADED SUMMER YOUTH CAMP ACTIVITIES AND VARIOUS OTHER PROGRAMS.

Program Service Accomplishments

Program 1

Expenses: $359,259 Revenue: $88,558

PROGRAMS OF WORSHIP THROUGH YOUTH SUMMER CAMP, VARIOUS ADULT MEETINGS, RETREATS AND SEMINARS. PROGRAM AND SERVICE TO PROVIDE BIBLICAL INSTRUCTION. PROGRAMS AND SERVICES TO PROVIDE RECREATION AND...

PROGRAMS OF WORSHIP THROUGH YOUTH SUMMER CAMP, VARIOUS ADULT MEETINGS, RETREATS AND SEMINARS. PROGRAM AND SERVICE TO PROVIDE BIBLICAL INSTRUCTION. PROGRAMS AND SERVICES TO PROVIDE RECREATION AND EXPRESSIONAL ACTIVITIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $278,951

Program Service Revenue $88,558

Investment Income $1,122

Other Revenue $0

TOTAL REVENUE $368,631

Expense Breakdown

Grants Paid $0

Salaries & Benefits $188,294

Fundraising Expenses $0

Program Expenses $359,259

Other Expenses $170,965

TOTAL EXPENSES $359,259

Year-over-Year Comparison

	2024	2023	Change
Revenue	$368,631	$358,727	+0.0%
Expenses	$359,259	$303,289	+0.2%
Net Income	$9,372	$55,438	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

178

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
C TROY BRAUNSTEIN	TRUSTEE	2.50	Director	$0	$0	$0
JIMMY COLSON	TRUSTEE	2.50	Director	$0	$0	$0
DENNIS GRAY	TRUSTEE	2.50	Director	$0	$0	$0
JEFF HAUBNER	VICE-CHAIRMA	2.50	Officer Director	$0	$0	$0
JEFF MELTON	TRUSTEE	2.50	Director	$0	$0	$0
BRAD MILNER	CHAIRMAN	2.50	Officer Director	$0	$0	$0
JO SAYLOR	SECRETARY	2.50	Officer Director	$0	$0	$0
MATT SIMPSON	TRUSTEE	2.50	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$368,631	$359,259	$1,243,625	$9,372
2023	$358,727	$303,289	$1,255,253	$55,438
2022	$518,111	$303,901	$1,068,148	$214,210
2021	$336,155	$257,396	$1,075,343	$78,759
2020	$241,739	$178,435	$1,036,619	$63,304
2019	$301,584	$255,828	$1,000,219	$45,756
2018	$251,308	$250,296	$996,215	$1,012