LAKE CUMBERLAND HOUSING DEVELOPMENT COMPANY INC (EIN 311121045) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1983

Legal Domicile

Principal Officer

MARSHALL TODD

Phone

2703434740

Tax Period

2024-10-01 to 2025-09-30

LAKE CUMBERLAND HOUSING DEVELOPMENT COMPANY INC, founded in 1983, is a small nonprofit in the Housing & Shelter sector that reported $292K in total revenue in fiscal year 2024.

Mission

LOW INCOME HOUSING

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $201,432

Program Service Revenue $82,133

Investment Income $61

Other Revenue $8,858

TOTAL REVENUE $292,484

Expense Breakdown

Grants Paid $0

Salaries & Benefits $80,030

Fundraising Expenses $0

Program Expenses $270,948

Other Expenses $229,921

TOTAL EXPENSES $309,951

Year-over-Year Comparison

	2024	2023	Change
Revenue	$292,484	$275,046	+0.1%
Expenses	$309,951	$293,403	+0.1%
Net Income	$-17,467	$-18,357	0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JIMMIE GREENE	VICE CHAIRMAN	1.00	Officer Director	$0	$0	$0
MARSHALL TODD	CHAIRMAN	1.00	Officer Director	$0	$0	$0
JANICE MEYERS	SECRETARY	1.00	Officer Director	$0	$0	$0
TONY KERR	TREASURER	1.00	Officer Director	$0	$0	$0
RANDY DIAL	BOARD MEMBER	1.00	Director	$0	$0	$0
RICKY CRAIG	BOARD MEMBER	1.00	Director	$0	$0	$0
JOHN FRANK	BOARD MEMBER	1.00	Director	$0	$0	$0
LARRY RUSSELL BRYANT	BOARD MEMBER	1.00	Director	$0	$0	$0
BARRY SMITH	BOARD MEMBER	1.00	Director	$0	$0	$0
LUKE KING	BOARD MEMBER	1.00	Director	$0	$0	$0
DARRELL TREECE	BOARD MEMBER	1.00	Director	$0	$0	$0
JONATHAN WILKERSON	BOARD MEMBER	1.00	Director	$0	$0	$0
HERSHELL KEY	BOARD MEMBER	1.00	Director	$0	$0	$0
CRYSTAL WATKINS	BOARD MEMBER	1.00	Director	$0	$0	$0
RANDY MARCUM	BOARD MEMBER	1.00	Director	$0	$0	$0
DONNIE COOMER	BOARD MEMBER	1.00	Director	$0	$0	$0
TEDDY COFFEY	BOARD MEMBER	1.00	Director	$0	$0	$0
JOHNNY DUNBAR	BOARD MEMBER	1.00	Director	$0	$0	$0
SCOTT GEHRING	BOARD MEMBER	1.00	Director	$0	$0	$0
CRAIG SMITH	BOARD MEMBER	1.00	Director	$0	$0	$0
LISA MANN	EXECUTIVE DIRECTOR	40.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$292,484	$309,951	$455,504	$-17,467
2024	$275,046	$293,403	$495,070	$-18,357
2023	$278,243	$309,839	$543,196	$-31,596
2022	$274,116	$273,328	$633,168	$788
2021	$253,332	$271,420	$619,489	$-18,088
2020	$252,009	$238,831	$661,508	$13,178

LAKE CUMBERLAND HOUSING DEVELOPMENT COMPANY INC