HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC

EIN: 311196894 501(c)(3) Housing & Shelter

SOUTH BEND, IN

Total Revenue
$6,351,607
Total Expenses
$5,278,046
Total Assets
$12,452,171
Net Assets
$10,448,247
🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Sign In — Free (10 views/day)

Financial Trends

Organization Details

Formation Year
1987
Legal Domicile
IN
Principal Officer
JAMES WILLIAMS
Phone
5742886967
Tax Period
2023-01-01 to 2023-12-31

HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC, founded in 1987, is a community nonprofit in the Housing & Shelter sector that reported $6.4M in total revenue in fiscal year 2023. Revenue decreased 10% compared to the prior year. The organization ran a surplus of $1.1M, a strong 17% operating margin.

Mission

SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE TO REALIZE OUR VISION OF A WORLD WHERE EVEYONE HAS A DECENT PLACE TO LIVE. HABITAT FOR HUMANITY OF ST. JOSEPH COUNTY ADHERES TO A STRICT NON-PROSELYTIZING POLICY AND WILL NOT HAVE AN OFFER OF ASSISTANCE ON THE EXPRESSED OR IMPLIED CONDITION THAT PEOPLE ADHERE TO OR CONVERT TO A PARTICULAR FAITH OR LISTEN AND RESPOND TO MESSAGING DESIGNED TO INDUCE CONVERSION TO A PARTICULAR FAITH.

Program Service Accomplishments

Program 1
Expenses: $2,553,512 Revenue: $1,530,807

HOME OWNERSHIP, AGING IN PLACE, AND VETERANS PROGRAMS - FAMILIES IN NEED OF A DECENT PLACE TO LIVE IN SAFE AND AFFORDABLE HOMES IN PARTNERSHIP WITH US. HABITAT HOUSES ARE MODESTLY SIZED. THEY ARE...

Read more

HOME OWNERSHIP, AGING IN PLACE, AND VETERANS PROGRAMS - FAMILIES IN NEED OF A DECENT PLACE TO LIVE IN SAFE AND AFFORDABLE HOMES IN PARTNERSHIP WITH US. HABITAT HOUSES ARE MODESTLY SIZED. THEY ARE LARGE ENOUGH FOR THE HOMEOWNERS FAMILY'S NEEDS, BUT SMALL ENOUGH TO KEEP CONSTRUCTION AND MAINTENANCE COSTS AFFORDABLE. BY USING THE LABOR OF VOLUNTEERS AND PROSPECTIVE HOMEOWNERS, EMPLOYING EFFICIENT BUILDING METHODS, KEEPING HOUSE SIZE MODEST, AND USING DONATED CONSTRUCTION AND MATERIALS AND APPLIANCES, HABITAT MAKES ITS HOUSES AFFORDABLE FOR LOW-INCOME FAMILIES TO PURCHASE. AFFORDABLE HOMEOWNERSHIP HELPS CREATE THE CONDITIONS THAT FREE FAMILIES FROM INSTABILITY, STRESS AND FEAR AND ENCOURAGE SELF- RELIANCE AND CONFIDENCE. STUDIES SHOW THAT STRONG AND STABLE HOUSEHOLDS ARE FOUNDATIONAL TO CHILD DEVELOPMENT AND GROWTH. WHEN A HOME FOSTERS - INSTEAD OF HINDERS - HEALTH AND SAFETY, FAMILIES CAN FLOURISH. OWNING AN AFFORDABLE HOME ALSO ALLOWS HOMEOWNERS TO LIFT UP THEIR ENTIRE FAMILY BY SAVING FOR THEIR FUTURES AND INVESTING IN EDUCATIONAL OPPORTUNITIES, BOLSTERING JOB OPPORTUNITIES AND LONG-TERM CAREER GROWTH. DURING FISCAL YEAR 2023, HABITAT FOR HUMANITY OF ST. JOSEPH COUNTY WORKED ON 24 DIFFERENT CONSTRUCTION PROJECTS: WE COMPLETED AND CLOSED ON 6 HABITAT HOUSES; WE COMPLETED AND CLOSED ON 3 FUNDRAISER HOUSES; WE STARTED ON 4 ADDITIONAL HABITAT HOUSES AND CARRIED THEM OVER TO 2024; WE STARTED ON 3 ADDITIONAL FUNDRAISER HOUSES AND CARRIED THEM OVER TO 2024;. IN ADDITION, WE TITHED 21,000 TO SERVE INTERNATIONAL FAMILIES. 464 INDIVIDUALS WERE PROVIDED VOLUNTEER OPPORTUNITIES, RESULTING IN 31,224 VOLUNTEER HOURS.

Program 2
Expenses: $2,017,735 Revenue: $824,843

THE ORGANIZATION OPERATED TWO "RESTORES", NONPROFIT HOME IMPROVEMENT STORES AND DONATIONS CENTERS THAT SELL NEW AND GENTLY USED FURNITURE, HOME ACCESSORIES, BUILDING MATERIALS, AND APPLIANCES TO THE...

Read more

THE ORGANIZATION OPERATED TWO "RESTORES", NONPROFIT HOME IMPROVEMENT STORES AND DONATIONS CENTERS THAT SELL NEW AND GENTLY USED FURNITURE, HOME ACCESSORIES, BUILDING MATERIALS, AND APPLIANCES TO THE PUBLIC AT A FRACTION OF THE RETAIL PRICE. THE RESTORES OPERATED TWO BOX TRUCKS THAT PROVIDED LARGE DONATION PICKUP SERVICES IN ST. JOSEPH COUNTY, FREE OF CHARGE, TO ASSIST OUR COMMUNITY IN THEIR EFFORTS TO DECREASE LANDFILL WASTE BY MAKING DONATING AND RECYCLING MORE EASILY ACCESSIBLE. ALL PROCEEDS ARE USED TO FURTHER THE ORGANIZATION'S MISSION. 117 INDIVIDUALS WERE PROVIDED VOLUNTEER OPPORTUNITIES, RESULTING IN 19,248 VOLUNTEER HOURS. THIS INCLUDES COMMUNITY SERVICE WORKERS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Sign In — Free (10 views/day)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $2,292,157
Program Service Revenue $2,355,650
Investment Income $1,617,693
Other Revenue $86,107
TOTAL REVENUE $6,351,607

Expense Breakdown

Grants Paid $1,000
Salaries & Benefits $1,766,184
Fundraising Expenses $252,089
Program Expenses $4,571,247
Other Expenses $3,510,862
TOTAL EXPENSES $5,278,046

Year-over-Year Comparison

2023 2022 Change
Revenue $6,351,607 $7,027,121 -0.1%
Expenses $5,278,046 $4,575,671 +0.2%
Net Income $1,073,561 $2,451,450 -0.6%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Sign In

Governance

Voting Members
17
Independent Members
17
Employees
65
Volunteers
905

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$321,665
Total Directors
17
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JAMES WILLIAMS PRESIDENT & 40.00
Officer
$195,837 $5,857 $201,694
TERRI BURKS DIRECTOR OF 40.00
Officer
$112,500 $7,471 $119,971
ROBERT DUNN PHD DIRECTOR 1.00
Director
$0 $0 $0
DAVID JARRETT DIRECTOR 1.00
Director
$0 $0 $0
LAURIE LADOW DIRECTOR 1.00
Director
$0 $0 $0
JULIANA NEWBILL CPRW DIRECTOR 1.00
Director
$0 $0 $0
JOHN BEDIENT DIRECTOR 1.00
Director
$0 $0 $0
MICHAEL SHOEMAKER DIRECTOR 1.00
Director
$0 $0 $0
MICHAEL J VOGEL DIRECTOR 1.00
Director
$0 $0 $0
BOBBI IMEL DIRECTOR 1.00
Director
$0 $0 $0
NICOLE GARCIA EDD DIRECTOR 1.00
Director
$0 $0 $0
TARYN MACFARLANE DIRECTOR 1.00
Director
$0 $0 $0
NICK BONTREGER DIRECTOR 1.00
Director
$0 $0 $0
ANDY KNAPICK DIRECTOR 1.00
Director
$0 $0 $0
SCOTT RANSBERGER CPA DIRECTOR 1.00
Director
$0 $0 $0
CHRISTOPHER DREYER CSC SECRETARY 2.00
Officer Director
$0 $0 $0
JENNIFER HOOVER TREASURER 2.00
Officer Director
$0 $0 $0
MISSY LITTLE VICE CHAIR 2.00
Officer Director
$0 $0 $0
MATTHEW CONN CHAIR 2.00
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $6,351,607 $5,278,046 $12,452,171 $1,073,561
2022 $7,027,121 $4,575,671 $11,186,521 $2,451,450
2021 $5,375,516 $5,042,797 $10,121,933 $332,719
2020 $4,311,581 $3,947,832 $9,941,594 $363,749
2019 $5,618,432 $5,682,319 $10,684,493 $-63,887
2018 $8,408,895 $7,991,192 $11,353,355 $417,703
Explore More Nonprofits
Top 100 Nonprofits in Indiana Largest U.S. Nonprofits Best Rated Nonprofits Most Efficient Nonprofits

Compare HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC with other nonprofits in Indiana and across the country.