CHILLICOTHE CAVALIER CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1984

Legal Domicile

Principal Officer

BRANDY MONTGOMERY

Phone

7406492325

Tax Period

2025-01-01 to 2025-12-31

CHILLICOTHE CAVALIER CLUB, founded in 1984, is a small nonprofit in the Education sector that reported $367K in total revenue in fiscal year 2025. Revenue decreased 5% compared to the prior year.

Mission

THE CLUB PROMOTES, FINANCIALLY ASSISTS AND ENCOURAGES ALL ACADEMIC AND ATHLETIC ACTIVITIES WITHIN THE CHILLICOTHE CITY SCHOOL DISTRICT.

Program Service Accomplishments

Program 1

Expenses: $371,045 Revenue: $215,870

PROJECT TO RENOVATE ATHLETIC STADIUM AND SUPPORT CHILLICOTHE CITY SCHOOLS ATHLETICS AND EDUCATIONAL FUNCTIONS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $62,011

Program Service Revenue $26,639

Investment Income $30

Other Revenue $278,081

TOTAL REVENUE $366,761

Expense Breakdown

Grants Paid $118,543

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $371,045

Other Expenses $252,502

TOTAL EXPENSES $371,045

Year-over-Year Comparison

	2025	2024	Change
Revenue	$366,761	$386,155	-0.1%
Expenses	$371,045	$292,933	+0.3%
Net Income	$-4,284	$93,222	-1.0%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BRIAN GRIFFIE	PRESIDENT	5.00	Officer	$0	$0	$0
JUSTIN POOLE	VICE PRESIDENT	5.00	Officer	$0	$0	$0
JENNIFER CRAWFORD	SECRETARY	5.00	Officer	$0	$0	$0
BRANDY MONTGOMERY	TREASURER	5.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$366,761	$371,045	$246,054	$-4,284
2024	No data	No data	No data	No data
2023	$182,510	$136,797	$157,116	$45,713
2022	$204,104	$193,922	$109,448	$10,182
2021	$126,421	$142,024	$99,266	$-15,603
2020	$109,187	$76,490	$114,869	$32,697
2019	$137,286	$130,466	$82,172	$6,820
2018	$165,634	$99,477	$75,352	$66,157