West Palm Beach, FL
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Credit Card Management Services Inc, founded in 1996, is a community nonprofit in the Human Services sector that reported $4.5M in total revenue in fiscal year 2025. Revenue surged 22% from the prior year, signaling strong growth momentum. Expenses of $4.1M left a modest 9% surplus.
To educate, advise and empower youth to seniors to handle debt, credit & housing and to provide affordable housing opportunities through the acquisition and rehabilitation of residential properties. Debthelper.com partners with those who create opportunities for people to live in affordable homes, improve their lives and strengthen their community.
Financial literacy 13,305 served. Approved to issue debt management plans in nearly all 50 states. Licensed bonded and insured. Consumers looking for relief paying back their credit cards are...
Financial literacy 13,305 served. Approved to issue debt management plans in nearly all 50 states. Licensed bonded and insured. Consumers looking for relief paying back their credit cards are provided assistance with interest rates and repayment terms while on a debt management plan. Plans usually take about four years to repay and generally pay less interest and more toward the principal of the amount owed. Consumers look to improve their personal financial condition, improve credit knowledge, increase asset building and avoid personal bankruptcy.
Comprehensive Housing Counseling and Education; 8,433 served. CCMS provides HUD approved housing counseling. Home buyers education, reverse mortgage counseling for seniors looking to convert their...
Comprehensive Housing Counseling and Education; 8,433 served. CCMS provides HUD approved housing counseling. Home buyers education, reverse mortgage counseling for seniors looking to convert their home equity to cash; and financial literacy group education. Estimated 250 volunteer hours. Debthelper partners with 1,300 agencies to deliver quality counseling.
Credit Counseling and Debtor Education EOUST bankruptcy program; 36,279 served. Approved to issue certificates of completion of credit counseling or debtor education in compliance with the bankruptcy...
Credit Counseling and Debtor Education EOUST bankruptcy program; 36,279 served. Approved to issue certificates of completion of credit counseling or debtor education in compliance with the bankruptcy code. Approval does not endorse or guarantee or assure the quality of the provider's services.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $4,502,566 | $3,691,065 | +0.2% |
| Expenses | $4,089,333 | $3,541,663 | +0.2% |
| Net Income | $413,233 | $149,402 | +1.8% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Mr Paul Donohue Jr | President | 50.00 |
Officer
Director
|
$262,250 | $8,480 | $270,730 |
| Rajesh Bhavsar | IT Director | 50.00 |
|
$174,000 | $6,000 | $180,000 |
| Mohan Lalwani | Program Manager | 50.00 |
|
$139,966 | $0 | $139,966 |
| Ann-Marie Drapeau | Operation Director | 50.00 |
|
$137,510 | $0 | $137,510 |
| Dr Kurt Stahura | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Mr James H Sutch | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Mr George Lubeck III | Director | 5.00 |
Director
|
$0 | $0 | $0 |
| Mr Mathew Curran | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $4,502,566 | $4,089,333 | $6,796,466 | $413,233 |
| 2024 | $3,691,065 | $3,541,663 | $6,508,668 | $149,402 |
| 2023 | $3,414,473 | $3,305,336 | $6,356,815 | $109,137 |
| 2022 | $4,043,282 | $3,673,137 | $6,354,828 | $370,145 |
| 2021 | $4,430,577 | $3,087,420 | $5,178,189 | $1,343,157 |
| 2020 | $4,210,895 | $3,380,622 | $3,651,126 | $830,273 |
| 2019 | $3,653,894 | $3,396,535 | $2,968,631 | $257,359 |
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