EBC Housing Corporation (EIN 311524999) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1996

Legal Domicile

Phone

2163616141

Tax Period

2024-07-01 to 2025-06-30

EBC Housing Corporation, founded in 1996, is a small nonprofit in the Housing & Shelter sector that reported $590K in total revenue in fiscal year 2024. Revenue decreased 5% compared to the prior year. Expenses of $894K exceeded revenue, resulting in a 51% operating deficit.

Mission

EBC Housing provides subsidized senior housing and related services for low income elderly.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $590,461

Investment Income $0

Other Revenue $0

TOTAL REVENUE $590,461

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $601,183

Other Expenses $894,205

TOTAL EXPENSES $894,205

Year-over-Year Comparison

	2024	2023	Change
Revenue	$590,461	$622,436	-0.1%
Expenses	$894,205	$738,276	+0.2%
Net Income	$-303,744	$-115,840	+1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$51,582

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Bridgette Rodgers	President/CEO	6	Officer	$0	$0	$51,582
Dr Denise McCray	Trustee	1	Director	$0	$0	$0
Rufus Heard	Treasurer	1	Officer Director	$0	$0	$0
Barbara Bray	Secretary	1	Officer Director	$0	$0	$0
Rufus Sims	Trustee	1	Director	$0	$0	$0
Donald Williams	Trustee	1	Director	$0	$0	$0
Jean Allen-Jenkins	2nd Vice President	1	Officer Director	$0	$0	$0
Cecil Lipscomb	Board Chair	1	Officer Director	$0	$0	$0
Teena Mitchell	President, Aux I	1	Officer Director	$0	$0	$0
Margaret Mitchell	President, Aux III	1	Officer Director	$0	$0	$0
Gwendolyn James	President, Aux II	1	Officer Director	$0	$0	$0
Diana Morris	Trustee	1	Director	$0	$0	$0
Brenda Hall	Trustee	1	Director	$0	$0	$0
Angel Washington	Trustee	1	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$590,461	$894,205	$612,159	$-303,744
2024	$622,436	$738,276	$760,096	$-115,840
2023	$588,056	$767,390	$896,457	$-179,334
2022	$591,448	$796,594	$1,100,823	$-205,146
2021	$472,184	$632,430	$1,218,763	$-160,246
2020	$462,398	$624,756	$1,373,646	$-162,358
2019	$428,261	$596,549	$1,538,143	$-168,288
2018	$421,984	$580,068	$1,682,170	$-158,084

EBC Housing Corporation