COBLESKILL VOLUNTEER FIRE DEPT INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1923

Legal Domicile

Principal Officer

AARON FRANCE

Phone

5185283142

Tax Period

2023-05-01 to 2024-04-30

COBLESKILL VOLUNTEER FIRE DEPT INC, founded in 1923, is a small nonprofit in the Public Safety sector that reported $268K in total revenue in fiscal year 2023. Revenue surged 228% from the prior year, signaling strong growth momentum. The organization ran a surplus of $190K, a strong 71% operating margin.

Mission

COBLESKILL VOLUNTEER FIRE DEPARTMENT WAS FORMED TO EDUCATE THE PUBLIC REGARDING FIRE PROTECTION, TO SAVE LIVES, AND TO FIGHT FIRES FOR COBLESKILL AND THE SURROUNDING COMMUNITIES.

Program Service Accomplishments

Program 1

Expenses: $46,762 Revenue: $0

FIRE FIGHTERS - PROVIDE EQUIPMENT AND TRAINING TO MEMBERS WHO IN TURN SAVE LIVES AND FIGHT FIRES IN COBLESKILL AND THE SURROUNDING COMMUNITIES

Program 2

Expenses: $4,442 Revenue: $0

FIRE PREVENTION AND EDUCATION

Program 3

Expenses: $0 Revenue: $0

PROJECT WHEELS - HELP WITH REPLACEMENT OF EQUIPMENT

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $253,908

Program Service Revenue $0

Investment Income $13,928

Other Revenue $0

TOTAL REVENUE $267,836

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $23,764

Program Expenses $51,204

Other Expenses $77,968

TOTAL EXPENSES $77,968

Year-over-Year Comparison

	2023	2022	Change
Revenue	$267,836	$81,566	+2.3%
Expenses	$77,968	N/A	N/A
Net Income	$189,868	$81,566	+1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TODD WHITTAKER	PRESIDENT	10.00	Officer	$0	$0	$0
BEN GILES	VICE PRESIDENT	1.00	Officer	$0	$0	$0
AARON FRANCE	TREASURER	10.00	Officer	$0	$0	$0
BAILEIGH BEHAN	SECRETARY	5.00	Officer	$0	$0	$0
ANTONIO TRIUMPH	ASST SECRETARY	1.00	Officer	$0	$0	$0
JOSEPH FISHER	ASST TREASURER	1.00	Officer	$0	$0	$0
RJ MALLERY	2ND VICE PRESIDENT	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$267,836	$77,968	$423,328	$189,868
2023	$81,566	$91,191	$497,641	$-9,625
2022	$91,366	$72,397	$508,758	$18,969
2021	$67,306	$36,761	$530,554	$30,545