RVING WOMEN (EIN 311625127) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1999

Legal Domicile

Principal Officer

MICHELLE PELKEY

Phone

4806716226

Tax Period

2025-01-01 to 2025-12-31

RVING WOMEN, founded in 1999, is a small nonprofit in the Recreation & Sports sector that reported $251K in total revenue in fiscal year 2025. Revenue decreased 7% compared to the prior year. Expenses of $229K left a modest 9% surplus.

Mission

TO BUILD A SUPPORTIVE NETWORK OF WOMEN RVERS SO THAT ANY WOMAN REGARDLESS OF RACE RELIGION SEXUAL ORIENTATION DISABILITY OR FINANCIAL STATUS HAS THE OPPORTUNITY TO ENJOY THE RV LIFESTYLE IN A SAFE AND KNOWLEDGEABLE MANNER

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $147,617

Program Service Revenue $89,876

Investment Income $13,345

Other Revenue $194

TOTAL REVENUE $251,032

Expense Breakdown

Grants Paid $0

Salaries & Benefits $31,183

Fundraising Expenses $0

Program Expenses $120,037

Other Expenses $197,523

TOTAL EXPENSES $228,706

Year-over-Year Comparison

	2025	2024	Change
Revenue	$251,032	$270,351	-0.1%
Expenses	$228,706	$333,579	-0.3%
Net Income	$22,326	$-63,228	-1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LINDA ELLIOTT	DIRECTOR	0.00	Director	$0	$0	$0
TRACY HAHN	DIRECTOR	0.00	Director	$0	$0	$0
KRIS ANDERSON	DIRECTOR	0.00	Director	$0	$0	$0
MICHELLE PELKEY	PRESIDENT	35.00	Officer	$0	$0	$0
MICHELLE GARDNER	TREASURER	30.00	Officer	$0	$0	$0
KTE CARPENTER	VICE PRESIDENT	25.00	Officer	$0	$0	$0
DWAN GRAY	SECRETARY	25.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$251,032	$228,706	$462,866	$22,326
2024	$270,351	$333,579	$473,925	$-63,228
2023	$273,409	$272,166	$533,986	$1,243
2022	$297,108	$265,274	$532,929	$31,834
2021	$273,629	$166,091	$501,205	$107,538
2020	$176,935	$199,745	$397,150	$-22,810
2019	$301,905	$268,186	$417,015	$33,719
2018	$268,735	$247,901	$376,501	$20,834

RVING WOMEN