HARFORD COUNTY VOLUNTEER FIRE AND EMERGENCY SERVICES ASSOCIATION INC (EIN 311712827) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1998

Legal Domicile

Principal Officer

CHARLES MOHR

Phone

4106384700

Tax Period

2024-07-01 to 2025-06-30

HARFORD COUNTY VOLUNTEER FIRE AND EMERGENCY SERVICES ASSOCIATION INC, founded in 1998, is a small nonprofit in the Public Safety sector that reported $488K in total revenue in fiscal year 2024.

Mission

TO PROMOTE SUCCESSFUL VOLUNTEER FIRE AND EMERGENCY MEDICAL SERVICE OPERATIONS WITHIN HARFORD COUNTY, MARYLAND.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $138,400

Program Service Revenue $0

Investment Income $94

Other Revenue $349,252

TOTAL REVENUE $487,746

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $437,212

Other Expenses $518,039

TOTAL EXPENSES $518,039

Year-over-Year Comparison

	2024	2023	Change
Revenue	$487,746	$454,529	+0.1%
Expenses	$518,039	$717,654	-0.3%
Net Income	$-30,293	$-263,125	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
THOMAS SCHAECH	PRESIDENT	10.00	Officer Director	$0	$0	$0
KEVIN THOMAS	VICE PRESIDE	10.00	Officer Director	$0	$0	$0
CHARLES MOHR	TREASURER	10.00	Officer Director	$0	$0	$0
SANDRA GALLION	SECRETARY	10.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$487,746	$518,039	$364,163	$-30,293
2024	No data	No data	No data	No data
2023	$444,123	$551,433	$709,463	$-107,310
2022	$962,062	$508,127	$760,538	$453,935
2021	$364,533	$335,833	$325,341	$28,700
2020	$256,887	$299,154	$299,028	$-42,267

HARFORD COUNTY VOLUNTEER FIRE AND EMERGENCY SERVICES ASSOCIATION INC