PENSDALE HOUSING INC (EIN 311719838) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Principal Officer

LORI KOBICKY

Phone

6102601119

Tax Period

2024-06-01 to 2025-05-31

PENSDALE HOUSING INC, founded in 2003, is a small nonprofit in the Human Services sector that reported $869K in total revenue in fiscal year 2024. Expenses of $1.2M exceeded revenue, resulting in a 40% operating deficit.

Mission

ORGANIZATION OWNS AND OPERATES A 65-UNIT AFFORDABLE HOUSING PROJECT IN PHILADELPHIA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $523,247

Program Service Revenue $335,013

Investment Income $7,864

Other Revenue $3,239

TOTAL REVENUE $869,363

Expense Breakdown

Grants Paid $0

Salaries & Benefits $252,885

Fundraising Expenses $0

Program Expenses $1,162,372

Other Expenses $967,759

TOTAL EXPENSES $1,220,644

Year-over-Year Comparison

	2024	2023	Change
Revenue	$869,363	$849,567	+0.0%
Expenses	$1,220,644	$1,061,799	+0.1%
Net Income	$-351,281	$-212,232	+0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PAMELA DELISSIO	PRESIDENT	1.00	Officer Director	$0	$0	$0
LORI KOBICKY	SECRETARY	1.00	Officer Director	$0	$0	$0
IRENE MADRAK	BOARD MEMBER	1.00	Director	$0	$0	$0
CHRISTINE PAUL ESQ	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$869,363	$1,220,644	$5,526,485	$-351,281
2024	$849,567	$1,061,799	$5,676,914	$-212,232
2023	$778,313	$1,014,123	$5,866,751	$-235,810
2022	$771,270	$1,015,105	$6,119,315	$-243,835
2021	$701,121	$928,731	$6,307,544	$-227,610
2020	$690,136	$904,764	$6,522,808	$-214,628
2019	$690,270	$861,682	$6,815,990	$-171,412

PENSDALE HOUSING INC