MINFORD TELEPHONE COMPANY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1955

Legal Domicile

Principal Officer

DAVID SEIDEL

Phone

7408202151

Tax Period

2025-01-01 to 2025-12-31

MINFORD TELEPHONE COMPANY, founded in 1955, is a community nonprofit that reported $2.9M in total revenue in fiscal year 2025. Net assets of $16.6M represent 70 months of operating reserves.

Mission

TO PROVIDE TELECOMMUNICATION SERVICES TO MEMBERS.

Program Service Accomplishments

Program 1

TELECOMMUNICATIONS SERVICES TO MEMBERS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $2,729,583

Investment Income $122,210

Other Revenue $0

TOTAL REVENUE $2,851,793

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,422,975

Fundraising Expenses $0

Other Expenses $1,662,474

TOTAL EXPENSES $3,085,449

Year-over-Year Comparison

	2025	2024	Change
Revenue	$2,851,793	$2,807,773	+0.0%
Expenses	$3,085,449	$2,866,608	+0.1%
Net Income	$-233,656	$-58,835	+3.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$188,482

Total Directors

$30,393

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CASEY NEAL	GENERAL MANA	40.00	Officer	$177,154	$0	$177,154
MARY JO PRITCHARD	SECRETARY, T	1.00	Officer Director	$4,578	$0	$4,578
JASON COTTLE	BOARD MEMBER	0.50	Director	$3,948	$0	$3,948
SCOTT JOHNSON	BOARD MEMBER	0.50	Director	$3,723	$0	$3,723
DAVID SEIDEL	PRESIDENT	0.50	Officer Director	$3,500	$0	$3,500
MARK RISNER	VICE PRESIDE	0.50	Officer Director	$3,250	$0	$3,250
SHANE MOUGEY	BOARD MEMBER	0.50	Director	$3,198	$0	$3,198
CRAIG VEACH	BOARD MEMBER	0.50	Director	$2,973	$0	$2,973
MARCUS WILLIAMS	BOARD MEMBER	0.50	Director	$2,948	$0	$2,948
HENRY COLLINS	BOARD MEMBER	0.50	Director	$2,275	$0	$2,275

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,851,793	$3,085,449	$46,751,769	$-233,656
2024	$2,807,773	$2,866,608	$44,058,282	$-58,835
2023	$2,907,358	$2,805,594	$41,026,081	$101,764
2022	$2,804,262	$2,741,433	$39,968,841	$62,829
2021	$2,705,859	$2,883,824	$38,286,357	$-177,965
2020	$2,798,554	$2,788,542	$36,210,065	$10,012
2019	$2,937,110	$2,737,352	$33,696,997	$199,758
2018	$2,958,806	$2,634,844	$31,221,820	$323,962