Marietta Area Chamber of Commerce

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1887

Legal Domicile

Principal Officer

Tina Adams

Phone

7403735176

Tax Period

2023-01-01 to 2023-12-31

Marietta Area Chamber of Commerce, founded in 1887, is a small nonprofit that reported $311K in total revenue in fiscal year 2023. Revenue grew 12% year-over-year, indicating healthy expansion. The organization ran a surplus of $50K, a strong 16% operating margin.

Mission

Membership dues provides resources to maintain staff, facility and communication to members of the chamber of commerce and to the community of Marietta, Ohio.

Program Service Accomplishments

Program 1

Expenses: $261,609 Revenue: $311,415

Through Staff efforts, public programs, and publications, the Chamber continues to support existing and new business ventures in the Marietta area.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $231,471

Investment Income $2,761

Other Revenue $77,183

TOTAL REVENUE $311,415

Expense Breakdown

Grants Paid $3,000

Salaries & Benefits $120,948

Fundraising Expenses $0

Program Expenses $261,609

Other Expenses $137,661

TOTAL EXPENSES $261,609

Year-over-Year Comparison

	2023	2022	Change
Revenue	$311,415	$277,959	+0.1%
Expenses	$261,609	$255,338	+0.0%
Net Income	$49,806	$22,621	+1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Tina Adams	Chair	1.00	Officer Director	$0	$0	$0
Gary O'Brien	Director	1.00	Director	$0	$0	$0
Josh Wagner	Director	1.00	Director	$0	$0	$0
Kevin Eagan	Director	1.00	Director	$0	$0	$0
Bill Wilkinson	Director	1.00	Director	$0	$0	$0
Duane Huck	Director	1.00	Director	$0	$0	$0
Laura Miller	Director	1.00	Director	$0	$0	$0
Adam Schwendeman	Director	1.00	Director	$0	$0	$0
Alan Wanosky	Director	1.00	Director	$0	$0	$0
Dr Vickie Wood	Director	1.00	Director	$0	$0	$0
Jennifer Offenberger	Treasurer	1.00	Officer Director	$0	$0	$0
Joseph Hupp	Director	1.00	Director	$0	$0	$0
Tom Perry	Director	1.00	Director	$0	$0	$0
Rob Beardmore	Director	1.00	Director	$0	$0	$0
Allie Schultheis	Director	1.00	Director	$0	$0	$0
Kelsy Eaton	President MACC	40.00	Director Key Emp	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$311,415	$261,609	$439,938	$49,806
2022	$277,959	$255,338	$574,838	$22,621
2021	$216,854	$231,533	$533,682	$-14,679
2020	$249,142	$348,142	$521,425	$-99,000
2019	$312,667	$301,993	$526,382	$10,674
2018	$273,991	$284,681	$490,350	$-10,690