NATIONAL ALL-JERSEY INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1957

Legal Domicile

Principal Officer

VICKIE WHITE

Phone

6148613636

Tax Period

2023-01-01 to 2023-12-31

NATIONAL ALL-JERSEY INC, founded in 1957, is a small nonprofit that reported $669K in total revenue in fiscal year 2023. Net assets of $2.8M represent 50 months of operating reserves.

Mission

TO INCREASE THE VALUE OF AND DEMAND FOR JERSEY MILK AND TO PROMOTE EQUITY IN MILK PRICING.

Program Service Accomplishments

Program 1

EQUITY AND ADMINISTRATION PROGRAMS TO PROMOTE JERSEY MILK, ENCOURAGE FAIR PRICING, AND ASSIST IN THE SURVIVAL OF THE JERSEY BREED.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $616,517

Investment Income $46,788

Other Revenue $6,084

TOTAL REVENUE $669,389

Expense Breakdown

Grants Paid $0

Salaries & Benefits $288,077

Fundraising Expenses $0

Other Expenses $414,065

TOTAL EXPENSES $702,142

Year-over-Year Comparison

	2023	2022	Change
Revenue	$669,389	$634,840	+0.1%
Expenses	$702,142	$612,137	+0.1%
Net Income	$-32,753	$22,703	-2.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$131,873

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOHN KOKOSKI	PRESIDENT	1.00	Officer Director	$0	$0	$0
JAMES S HUFFARD III	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
JASON CAST	DIRECTOR	1.00	Director	$0	$0	$0
ROGER HERRERA	DIRECTOR	1.00	Director	$0	$0	$0
JOHN MARCOOT	DIRECTOR	1.00	Director	$0	$0	$0
WALTER OWENS	DIRECTOR	1.00	Director	$0	$0	$0
SAM BOK	DIRECTOR	1.00	Director	$0	$0	$0
COREY LUTZ	DIRECTOR	1.00	Director	$0	$0	$0
BRADLEY TAYLOR	EX-OFFICIO	1.00	Director	$0	$0	$0
GARRY HANSEN	EX OFFICIO	1.00	Director	$0	$0	$0
ALAN CHITTENDEN	EX OFFICIO	1.00	Director	$0	$0	$0
KRISTIN PAUL	ASSISTANT SECRETARY	20.00	Officer	$38,195	$16,660	$54,855
NEAL SMITH	EXECUTIVE SECRETARY	18.00	Officer	$63,630	$0	$63,630
VICKIE WHITE	TREASURER	6.00	Officer	$13,388	$0	$13,388

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$669,389	$702,142	$2,958,116	$-32,753
2022	$634,840	$612,137	$2,942,470	$22,703
2021	$874,874	$741,132	$3,095,347	$133,742
2020	$931,840	$769,133	$2,897,924	$162,707
2019	$938,386	$820,790	$2,631,858	$117,596
2018	$959,406	$851,327	$2,422,649	$108,079