CINCINNATI, OH
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)281 ST JAMES PARISH CREDIT UNION INC, founded in 1939, is a small nonprofit that reported $336K in total revenue in fiscal year 2024. Revenue surged 22% from the prior year, signaling strong growth momentum. The organization ran a surplus of $55K, a strong 16% operating margin.
TO PROVIDE LENDING AND SAVINGS AND OTHER FINANCIAL SERVICE TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THEN AVAILABLE IN THE MARKET PLACE AND WITH SERVICE BASED EMPHASIS THE RECOGNIZE THE MEMBER
TO PROVIDE LENDING AND SAVINGS AND OTHER FINANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKET PLACE AND SERVICE BASED EMPHASIS THE RECOGNIZE THE MEMBER
TO PROVISE LENDING AND SAVINGS AND OTHER FIANANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THEN AVALIBLE IN THE MARKET PLACE AND WITH SERVICE BASED EMPHASIS THE RECOGNIZED THE...
TO PROVISE LENDING AND SAVINGS AND OTHER FIANANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THEN AVALIBLE IN THE MARKET PLACE AND WITH SERVICE BASED EMPHASIS THE RECOGNIZED THE MEMBER
TO PROVIDE LENDING AND SAVINGS AND OTHER FINANCIAL SERVICE TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THEN AVAILABLE IN THE MARKET PLACE AND WITH SERVICE BASED EMPHASIS THE RECOGNIZE THE...
TO PROVIDE LENDING AND SAVINGS AND OTHER FINANCIAL SERVICE TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THEN AVAILABLE IN THE MARKET PLACE AND WITH SERVICE BASED EMPHASIS THE RECOGNIZE THE MEMBER
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $335,929 | $276,268 | +0.2% |
| Expenses | $280,736 | $239,512 | +0.2% |
| Net Income | $55,193 | $36,756 | +0.5% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| DEBBIE SCHUSTER | MANAGER | 35 |
Highest
|
$47,540 | $0 | $47,540 |
| JULIANNE BRUZINA | DIRECTOR | 0.50 |
Director
|
$0 | $0 | $0 |
| RICHARD BETSCH | DIRECTOR PRESIDENT | 0.5 |
Officer
Director
|
$0 | $0 | $0 |
| DONNA BUSHMAN | DIRECTOR | 0.5 |
Director
|
$0 | $0 | $0 |
| STEVEN BUSHMAN | DIRECTOR TREASURER | 0.5 |
Director
|
$0 | $0 | $0 |
| STEPHEN GEMPERLINE | DIRECTOR | 0.5 |
Director
|
$0 | $0 | $0 |
| THOMAS GOLDSCHMIDT | DIRECTOR | 0.5 |
Director
|
$0 | $0 | $0 |
| RICHARD HARMEYER | DIRECTOR | 0.5 |
Director
|
$0 | $0 | $0 |
| PATRICK MEEHAN | DIRECTOR VICE PRESIDENT | 0.5 |
Director
|
$0 | $0 | $0 |
| GREGORY STEINMETZ | DIRECTOR | 0.5 |
Director
|
$0 | $0 | $0 |
| FRANK WINGERT | DIRECTOR | 0.5 |
Director
|
$0 | $0 | $0 |
| JESSICA LEI | BOARD OF DIRECTOR | 0.5 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | No data | No data | No data | No data |
| 2024 | $335,929 | $280,736 | $5,893,618 | $55,193 |
| 2023 | $276,268 | $239,512 | $5,793,966 | $36,756 |
| 2022 | $271,114 | $222,387 | $6,680,186 | $48,727 |
| 2021 | $241,470 | $219,371 | $6,179,249 | $22,099 |
| 2020 | $255,569 | $232,925 | $6,077,913 | $22,644 |
| 2019 | $266,866 | $237,084 | $5,885,986 | $29,782 |
Compare 281 ST JAMES PARISH CREDIT UNION INC with other nonprofits in Ohio and across the country.