PLUMBERS LU 495 EDUCATIONAL SAFETY & DEVELOPMENT FUND (EIN 316567501) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Principal Officer

CHAD WALKER

Phone

7404393623

Tax Period

2025-01-01 to 2025-12-31

PLUMBERS LU 495 EDUCATIONAL SAFETY & DEVELOPMENT FUND, founded in 2003, is a micro nonprofit that reported $93K in total revenue in fiscal year 2025. Revenue grew 10% year-over-year, indicating healthy expansion. The organization ran a surplus of $30K, a strong 32% operating margin.

Mission

PROVIDE SAFETY, DRUG TESTING AND EDUCATION TO MEMBERS OF PLUMBERS LOCAL UNION 495.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $82,104

Investment Income $10,401

Other Revenue $0

TOTAL REVENUE $92,505

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $5,018

TOTAL EXPENSES $62,929

Year-over-Year Comparison

	2025	2024	Change
Revenue	$92,505	$83,974	+0.1%
Expenses	$62,929	$57,216	+0.1%
Net Income	$29,576	$26,758	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$244,329

Total Directors

$244,329

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHAD WALKER	BUSINESS MAN	1.00	Officer Director	$0	$0	$131,851
JAY SUSTIK	VICE PRESIDE	1.00	Officer Director	$0	$0	$108,086
GREG LAUVRAY	SECRETARY	1.00	Officer Director	$0	$0	$2,246
MARC BARNETT	PRESIDENT	1.00	Officer Director	$0	$0	$2,146

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$92,505	$62,929	$363,703	$29,576
2024	$83,974	$57,216	$334,127	$26,758
2023	$77,900	$61,702	$307,369	$16,198
2022	$71,156	$56,552	$291,171	$14,604
2021	$119,594	$55,773	$276,567	$63,821
2020	$84,760	$48,462	$212,746	$36,298
2019	$60,611	$50,889	$176,448	$9,722
2018	$60,262	$52,862	$166,726	$7,400

PLUMBERS LU 495 EDUCATIONAL SAFETY & DEVELOPMENT FUND