RVOS AGENTS PURCHASING GROUP (EIN 320194215) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2007

Legal Domicile

Principal Officer

SHARON EVANS

Phone

2547732181

Tax Period

2025-01-01 to 2025-12-31

RVOS AGENTS PURCHASING GROUP, founded in 2007, is a small nonprofit in the Mutual Benefit sector that reported $121K in total revenue in fiscal year 2025. Revenue decreased 16% compared to the prior year. Expenses of $135K exceeded revenue, resulting in a 12% operating deficit.

Mission

PROVIDING ERRORS AND OMISSIONS COVERAGE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $98,614

Investment Income $22,126

Other Revenue $0

TOTAL REVENUE $120,740

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $110,562

Other Expenses $135,276

TOTAL EXPENSES $135,276

Year-over-Year Comparison

	2025	2024	Change
Revenue	$120,740	$143,312	-0.2%
Expenses	$135,276	$135,967	0.0%
Net Income	$-14,536	$7,345	-3.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SHARON KAY EVANS	CHAIRMAN	10.00	Officer Director	$0	$0	$0
BURL SHELTON	TREASURER	2.00	Officer Director	$0	$0	$0
LEONARD JANSA	SECRETARY	2.00	Officer Director	$0	$0	$0
NICK PATTILLO	DIRECTOR	2.00	Director	$0	$0	$0
CHARBA INSUANCE AGENCY INC	VICE CHAIRMAN	2.00	Director	$0	$0	$0
WILLIE JANIK	DIRECTOR	2.00	Director	$0	$0	$0
MARILYN J RODGERS	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$120,740	$135,276	$504,150	$-14,536
2024	No data	No data	No data	No data
2023	$146,321	$140,388	$521,646	$5,933
2022	$149,525	$157,131	$509,458	$-7,606
2021	$148,073	$222,150	$517,064	$-74,077
2020	$141,450	$137,373	$591,141	$4,077
2019	$151,317	$164,975	$587,064	$-13,658
2018	$200,561	$166,948	$600,722	$33,613

RVOS AGENTS PURCHASING GROUP