CROSSROADS LEAGUE INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2012

Legal Domicile

Principal Officer

LARRY DESIMPELARE

Phone

2169525689

Tax Period

2024-08-01 to 2025-07-31

CROSSROADS LEAGUE INC, founded in 2012, is a small nonprofit that reported $222K in total revenue in fiscal year 2024. Expenses of $211K left a modest 5% surplus.

Mission

THE CROSSROADS LEAGUE IS A LEAGUE OF FOUR-YEAR FAITH BASED INSTITUTIONS THAT PROMOTES EXCELLENCE IN ACADEMIC, INTERSCHOLASTIC ATHLETIC COMPEITITION AND THE FIVE CORE VALUES OF THE NAIA CHAMPIONS OF CHARACTER PROGRAM.

Program Service Accomplishments

Program 1

Expenses: $185,805 Revenue: $29,220

THE ORGANIZATION PROVIDES OVERSIGHT, ORGANIZATION AND IMPLEMENTATION SERVICES FOR ATHLETIC PROGRAMS TO COLLEGES AND UNIVERSITIES IN THE CROSSROADS LEAGUE

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $181,000

Program Service Revenue $29,220

Investment Income $6,203

Other Revenue $5,900

TOTAL REVENUE $222,323

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $185,805

Other Expenses $210,512

TOTAL EXPENSES $210,512

Year-over-Year Comparison

	2024	2023	Change
Revenue	$222,323	$216,512	+0.0%
Expenses	$210,512	$215,322	0.0%
Net Income	$11,811	$1,190	+8.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DR DEE MCDONALD	TRUSTEE	1.00	Director	$0	$0	$0
DR REBECCA J STOLTZFUS	TRUSTEE	1.00	Director	$0	$0	$0
DR ANDREW FLAMM	TRUSTEE	1.00	Director	$0	$0	$0
DR ROBERT PEPPER	TRUSTEE	1.00	Director	$0	$0	$0
DR JON KULAGA	TRUSTEE	1.00	Director	$0	$0	$0
MR DANIEL J ELSENER	TRUSTEE	1.00	Director	$0	$0	$0
DR CARSON CASTLEMAN	TRUSTEE	1.00	Director	$0	$0	$0
DR BRENT ELLIS	TRUSTEE	1.00	Director	$0	$0	$0
DR MICHAEL LINDSAY	TRUSTEE	1.00	Director	$0	$0	$0
DR LANCE RICHEY	TRUSTEE	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$222,323	$210,512	$124,794	$11,811
2024	$216,512	$215,322	$138,911	$1,190
2023	$213,396	$218,059	$104,089	$-4,663
2022	$202,105	$186,358	$109,032	$15,747