Join Hands Ministry Inc

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2023

Legal Domicile

Principal Officer

RITA A SCHAAF

Phone

7175827844

Tax Period

2023-01-01 to 2023-12-31

Join Hands Ministry Inc, founded in 2023, is a small nonprofit that reported $258K in total revenue in fiscal year 2023. Revenue grew 10% year-over-year, indicating healthy expansion.

Mission

To help individuals in need in the local community.

Program Service Accomplishments

Program 1

Expenses: $74,843

Our direct financial assistance program otherwise known as our HELP program provides for people in need by meeting their every day living essential needs.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $255,544

Program Service Revenue $0

Investment Income $227

Other Revenue $1,993

TOTAL REVENUE $257,764

Expense Breakdown

Grants Paid $91,073

Salaries & Benefits $108,486

Fundraising Expenses $0

Program Expenses $74,843

Other Expenses $55,163

TOTAL EXPENSES $254,722

Year-over-Year Comparison

	2023	2022	Change
Revenue	$257,764	$233,609	+0.1%
Expenses	$254,722	$251,879	+0.0%
Net Income	$3,042	$-18,270	-1.2%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GEORGE BINGER	President	22.00	Officer	$0	$0	$0
JANETTA GREEN	Vice President	1.000	Officer	$0	$0	$0
JAYME CASNER	Treasurer	5.000	Officer	$0	$0	$0
KAREN LIS	Secretary	6.000	Officer	$0	$0	$0
ELIZABETH ALBRIGHT	Director	1.000	Director	$0	$0	$0
LINDA DANIEL	Director	14.00	Director	$0	$0	$0
BILLIE JO DEITER	Director	1.000	Director	$0	$0	$0
LAURA MARTZ	Director	1.000	Director	$0	$0	$0
LISA POTAMI	Director	1.000	Director	$0	$0	$0
JAMIE STEFFEN	Director	1.000	Director	$0	$0	$0
JEREMY WILT	Director	1.000	Director	$0	$0	$0
LYNN STEWART-KRIEGER	Director	1.000	Director	$0	$0	$0
SAM ORADAT	Director	1.000	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$257,764	$254,722	$75,443	$3,042