STEP UP

EIN: 320469895 501(c)(3) Housing & Shelter

MUSKEGON, MI

Total Revenue
$146,403
Total Expenses
$125,414
Total Assets
$582,331
Net Assets
$581,135
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2015
Legal Domicile
MI
Principal Officer
KAYLA MOORE
Phone
2317804036
Tax Period
2025-01-01 to 2025-12-31

STEP UP, founded in 2015, is a small nonprofit in the Housing & Shelter sector that reported $146K in total revenue in fiscal year 2025. Revenue grew 15% year-over-year, indicating healthy expansion. Expenses of $125K left a modest 14% surplus.

Mission

IS TO PROVIDE CHRIST-CENTERED MENTORING, HOUSING, EDUCATIONAL GUIDANCE, LIFE SKILLS TRAINING, AND A COMMUNITY WITH ACCOUNTABILITY FOR MUSKEGON COUNTY YOUNG ADULTS AGES 18-24 PRIMARILY FOR YOUTH WHO HAVE AGED OUT OF THE FOSTER CARE SYSTEM.

Program Service Accomplishments

Program 1
Expenses: $122,728 Revenue: $8,171

TO EQUIP AND EMPOWER YOUNG ADULTS IN MUSKEGON COUNTY TO BE FINANCIALLY INDEPENDENT, TO ASPIRE TO FURTHER THEIR EDUCATION, AND TO FIND FULFILLMENT IN THEIR WORK AS THEY DEVELOP HEALTHY RELATIONSHIPS...

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TO EQUIP AND EMPOWER YOUNG ADULTS IN MUSKEGON COUNTY TO BE FINANCIALLY INDEPENDENT, TO ASPIRE TO FURTHER THEIR EDUCATION, AND TO FIND FULFILLMENT IN THEIR WORK AS THEY DEVELOP HEALTHY RELATIONSHIPS WITH OTHERS AND PURSUE A RELATIONSHIP WITH GOD.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $111,720
Program Service Revenue $8,171
Investment Income $23,137
Other Revenue $3,375
TOTAL REVENUE $146,403

Expense Breakdown

Grants Paid $0
Salaries & Benefits $82,425
Fundraising Expenses $0
Program Expenses $122,728
Other Expenses $42,989
TOTAL EXPENSES $125,414

Year-over-Year Comparison

2025 2024 Change
Revenue $146,403 $126,840 +0.2%
Expenses $125,414 $79,991 +0.6%
Net Income $20,989 $46,849 -0.6%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
7
Independent Members
7
Employees
5
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$0
Total Directors
8
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
KAYLA MOORE PRESIDENT 2.00
Officer Director
$0 $0 $0
LYNN KAMPS DIRECTOR 1.00
Director
$0 $0 $0
KATHY RICHARDS DIRECTOR 1.00
Director
$0 $0 $0
JOE LANE DIRECTOR 1.00
Director
$0 $0 $0
APRIL FONSECA SECRETARY 1.00
Officer Director
$0 $0 $0
KAREN VANDER ZANDEN TREASURER 1.00
Officer Director
$0 $0 $0
TONIKA CHAMBERS DIRECTOR 1.00
Director
$0 $0 $0
TARRA CARSON DIRECTOR 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $146,403 $125,414 $582,331 $20,989
2024 $126,840 $79,991 $562,686 $46,849
2023 $162,095 $148,922 $513,267 $13,173
2022 $138,493 $103,503 $499,037 $34,990
2021 $263,688 $113,643 $463,722 $150,045
2020 $81,234 $64,525 $313,500 $16,709
2019 $69,173 $46,521 $296,947 $22,652
2018 $102,526 $60,208 $274,782 $42,318
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