SOUTH MINDEN VOLUNTEER FIRE DE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1964

Legal Domicile

Principal Officer

STEPHEN M HERRON

Phone

5189932093

Tax Period

2024-01-01 to 2024-12-31

SOUTH MINDEN VOLUNTEER FIRE DE, founded in 1964, is a small nonprofit in the Public Safety sector that reported $157K in total revenue in fiscal year 2024. Revenue surged 23% from the prior year, signaling strong growth momentum. The organization ran a surplus of $37K, a strong 24% operating margin.

Mission

PUBLIC SAFETY THROUGH THE ORGANIZATION OF VOLUNTEERS AND EQUIPMENT TO FIGHT FIRES, RESPOND TO EMERGENCIES, AND PROMOTE FIRE SAFETY AWARENESS

Program Service Accomplishments

Program 1

Expenses: $113,594

EMERGENCY RESPONSE SERVICES FOR FIRE AND EMT TO THE TOWNSHIPS OF MINDEN AND CANAJOHARIE AND THEIR SURROUNDING AREAS

Program 2

Expenses: $5,018

COMMUNITY OUTREACH PROGRAMS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $20,472

Program Service Revenue $107,790

Investment Income $179

Other Revenue $28,817

TOTAL REVENUE $157,258

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $118,612

Other Expenses $120,237

TOTAL EXPENSES $120,237

Year-over-Year Comparison

	2024	2023	Change
Revenue	$157,258	$127,385	+0.2%
Expenses	$120,237	$115,251	+0.0%
Net Income	$37,021	$12,134	+2.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MIKE SMITH	CHIEF	005.00	Officer Director	$0	$0	$0
STEPHEN HERRON	ASST CHIEF	005.00	Officer Director	$0	$0	$0
DYLAN SMITH	2ND ASST CHIEF	002.00	Officer Director	$0	$0	$0
AMMON STOLTZFUS	CAPTAIN	002.00	Officer Director	$0	$0	$0
DAVID ESCH	LIEUTENANT	002.00	Officer Director	$0	$0	$0
BRYAN JUMP	LIEUTENANT	002.00	Officer Director	$0	$0	$0
ARICA SMITH	VICE PRESIDENT	002.00	Officer Director	$0	$0	$0
CASSIE PRIME	SECRETARY	002.00	Officer Director	$0	$0	$0
RYAN JUMP	TREASURER	002.00	Officer Director	$0	$0	$0
RYAN ROCKWELL	BOARD MEMBER	001.00	Director	$0	$0	$0
DOUGLAS SIMMONS	BOARD MEMBER	001.00	Director	$0	$0	$0
RICHARD ROCKWELL	BOARD MEMBER	001.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$157,258	$120,237	$528,672	$37,021
2023	$127,385	$115,251	$515,838	$12,134
2022	$115,770	$93,451	$532,184	$22,319
2021	$116,134	$86,672	$542,139	$29,462
2020	$128,542	$121,804	$540,988	$6,738
2019	$118,226	$107,416	$566,525	$10,810
2018	$118,601	$117,709	$578,762	$892
2017	$122,362	$98,059	$609,585	$24,303