FRIENDS OF THE RAMONA LIBRARY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2012

Legal Domicile

Principal Officer

GLORIA KEESEE

Phone

7607891303

Tax Period

2025-01-01 to 2025-12-31

FRIENDS OF THE RAMONA LIBRARY, founded in 2012, is a micro nonprofit that reported $73K in total revenue in fiscal year 2025. Revenue surged 33% from the prior year, signaling strong growth momentum. The organization ran a surplus of $16K, a strong 21% operating margin.

Mission

To supply books and/or periodicals to the Ramona Public Library in order to fill the needs of a growing community, augmented by setting up reading and learning programs suitable to both children and adults.

Program Service Accomplishments

Program 1

Expenses: $51,751

The goals of the organization were accomplished by raising money through memberships, donations, book sales and special fund raising events/

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $33,779

Program Service Revenue $18,533

Investment Income $20,889

Other Revenue $0

TOTAL REVENUE $73,201

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $51,751

Other Expenses $57,499

TOTAL EXPENSES $57,499

Year-over-Year Comparison

	2025	2024	Change
Revenue	$73,201	$54,929	+0.3%
Expenses	$57,499	$52,687	+0.1%
Net Income	$15,702	$2,242	+6.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOAN GANSERT	Director	2.00	Director	$0	$0	$0
FLO FIRTH	Secretary	2.00	Director	$0	$0	$0
DANTE CONSENTINO	Director	2.00	Director	$0	$0	$0
KARLA BRUSTAD	Director	2.00	Director	$0	$0	$0
STACEY RIORDAN	Director	2.00	Director	$0	$0	$0
NICK SOROKA	Director	2.00	Director	$0	$0	$0
PATSY HEALD	Vice President	2.00	Director	$0	$0	$0
MAXINE MCNAMARA	President	2.00	Director	$0	$0	$0
RAMONA VALENCIA	Director	2.00	Director	$0	$0	$0
JANE VIDAL	Director	2.00	Director	$0	$0	$0
MICHELLE SUND	Director	2.00	Director	$0	$0	$0
PRINCESS NORMAN	Director	2.00	Director	$0	$0	$0
GLORIA KEESEE	Treasurer	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$73,201	$57,499	$322,715	$15,702
2024	No data	No data	No data	No data
2023	$34,271	$41,331	$304,771	$-7,060
2022	$25,237	$14,238	$311,831	$10,999
2021	$26,746	$14,235	$300,836	$12,511
2020	$16,899	$9,216	$288,321	$7,683
2019	$34,291	$29,416	$280,638	$4,875
2018	$46,433	$42,427	$275,763	$4,006