DEL MAR FARMERS MARKET

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1986

Legal Domicile

Phone

8583425865

Tax Period

2025-01-01 to 2025-12-31

DEL MAR FARMERS MARKET, founded in 1986, is a micro nonprofit that reported $68K in total revenue in fiscal year 2025. Revenue grew 16% year-over-year, indicating healthy expansion. Expenses of $62K left a modest 9% surplus.

Mission

The Del Mar Farmers Market is supporting certified California farmers by providing opportunities to sell directly to the public. The market is administered by a volunteer board. The only paid individuals are the market manager and an assistant. All net profits are used for the benefit of educational scholarships and other worthy causes.

Program Service Accomplishments

Program 1

Expenses: $6,256 Revenue: $0

The Del Mar Farmers Market awarded 4 educational scholarships to individuals who are part of the market community.

Program 2

Expenses: $4,743 Revenue: $0

The Del Mar Farmers Market provided contributions to charitable organizations such as the San Diego Food Bank the San Diego Rescue Mission Feeding San Diego St. Peters Del Mar Helping Hands Homeless...

Program 3

Expenses: $1,000 Revenue: $0

The Del Mar Farmers Market supported the Del Mar Community Connections.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $62,096

Investment Income $5,979

Other Revenue $0

TOTAL REVENUE $68,075

Expense Breakdown

Grants Paid $11,999

Salaries & Benefits $38,258

Fundraising Expenses $0

Program Expenses $61,660

Other Expenses $11,403

TOTAL EXPENSES $61,660

Year-over-Year Comparison

	2025	2024	Change
Revenue	$68,075	$58,467	+0.2%
Expenses	$61,660	$55,158	+0.1%
Net Income	$6,415	$3,309	+0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$28,188

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Fabian Huertas	Market Manager	11	Key Emp	$28,188	$0	$28,188
Karl Willert	President	3	Director	$0	$0	$0
Stuart Fish	Vice President	2	Director	$0	$0	$0
Leslie Robson	Secretary	1	Director	$0	$0	$0
Rita Meier	Treasurer	8	Director	$0	$0	$0
Lee Stevens	Marketing/PR	2	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$68,075	$61,660	$78,267	$6,415