UNITED THROUGH READING

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1989

Legal Domicile

Principal Officer

SALLY ZOLL

Phone

8584817323

Tax Period

2024-01-01 to 2024-12-31

UNITED THROUGH READING, founded in 1989, is a community nonprofit in the Public & Societal Benefit sector that reported $4.0M in total revenue in fiscal year 2024. Revenue surged 71% from the prior year, signaling strong growth momentum. The organization ran a surplus of $1.8M, a strong 45% operating margin.

Mission

UNITED THROUGH READING STRENGTHENS MILITARY FAMILIES' LITERACY, EMOTIONAL BONDS, AND WELL-BEING THROUGH THE POWER OF READING TOGETHER AT EVERY AGE, NO MATTER THE DISTANCE.

Program Service Accomplishments

Program 1

Expenses: $1,911,416

United Through Reading offers military service members the opportunity to be video-recorded reading books to their children, and then the books and videos are delivered to the children so that they can follow along as their loved ones read their favorite story. United Through Reading also promotes literacy by providing books to military children both directly and through partnerships with like minded organizations. This program creates and strengthens emotional connections between parents and their children, encourages literacy and makes homecoming easier. According to surveys, 93% of participants report a decrease in their childrens anxiety during deployment and 78% of service member participants report a reduction in their own stress during deployment.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $3,882,887

Program Service Revenue $0

Investment Income $2,000

Other Revenue $104,680

TOTAL REVENUE $3,989,567

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,365,445

Fundraising Expenses $186,953

Program Expenses $1,911,416

Other Expenses $847,157

TOTAL EXPENSES $2,212,602

Year-over-Year Comparison

	2024	2023	Change
Revenue	$3,989,567	$2,331,871	+0.7%
Expenses	$2,212,602	$2,621,050	-0.2%
Net Income	$1,776,965	$-289,179	-7.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

625

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$190,007

Total Directors