SAN BERNARDINO COUNTY TEACHERS ASSOC (EIN 330434223) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2005

Legal Domicile

Phone

9099522585

Tax Period

2017-09-01 to 2018-08-31

SAN BERNARDINO COUNTY TEACHERS ASSOC, founded in 2005, is a micro nonprofit that reported $22K in total revenue in fiscal year 2017. Revenue decreased 15% compared to the prior year. Expenses of $28K exceeded revenue, resulting in a 29% operating deficit.

Mission

TO REPRESENT THE CERTIFICATED STAFF OF SAN BERNARDINO COUNTY PUBLIC SCHOOLS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2017)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $21,972

Investment Income $23

Other Revenue $0

TOTAL REVENUE $21,995

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,198

Fundraising Expenses $0

Other Expenses $27,148

TOTAL EXPENSES $28,346

Year-over-Year Comparison

	2017	2016	Change
Revenue	$21,995	$25,888	-0.2%
Expenses	$28,346	$30,721	-0.1%
Net Income	$-6,351	$-4,833	+0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$1,198

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
DOREEN RAMSEY	President	Officer	$0	$0	$0
CANDACE CLARK	Secretary	Officer	$0	$0	$0
AMY O'NEAL	Treasurer	Officer	$599	$0	$599
JOHN VAN HOVEN	Vice President	Officer	$0	$0	$0
MARLA STUTS	Vice President	Officer	$0	$0	$0
JEFFREY ORDAZ	Vice President	Officer	$0	$0	$0
GAYLE SCHRODER	Vice President	Officer	$0	$0	$0
YVONNE MOLLE	STATE COUNCIL	Officer	$0	$0	$0
CLAUDIA KNOPP	Vice President	Officer	$0	$0	$0
LINDA LOPEZ	Vice President	Officer	$0	$0	$0
CHAR GEARY	NEGOTIATION	Officer	$0	$0	$0
WENDY HOLMES	STATE COUNCIL	Officer	$0	$0	$0
TINA CHONIS	Vice President	Officer	$0	$0	$0
KATHIE PEARCE	PAC	Officer	$599	$0	$599

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2018	$21,995	$28,346	$30,248	$-6,351

SAN BERNARDINO COUNTY TEACHERS ASSOC