MORRO BAY MARITIME MUSEUM FKA CENTRAL COAST MARITIME MUSEUM ASSOC (EIN 330646429) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1995

Legal Domicile

Principal Officer

HOMER ALEXANDER

Phone

8059033552

Tax Period

2025-01-01 to 2025-12-31

MORRO BAY MARITIME MUSEUM FKA CENTRAL COAST MARITIME MUSEUM ASSOC, founded in 1995, is a small nonprofit in the Arts, Culture & Humanities sector that reported $143K in total revenue in fiscal year 2025. Revenue grew 18% year-over-year, indicating healthy expansion. The organization ran a surplus of $60K, a strong 42% operating margin.

Mission

THE CENTRAL COAST MARITIME MUSEUM ASSOCIATION PRESERVES AND INTERPRETS THE MARITIME HISTORY OF CALIFORNIA. OUR MISSION IS TO PROVIDE AN EASILY ACCESSIBLE EDUCATIONAL VENUE FOR MARITIME HISTORY, SCIENCE AND TECHNOLOGY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $75,265

Program Service Revenue $0

Investment Income $13,909

Other Revenue $53,339

TOTAL REVENUE $142,513

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $75,776

Other Expenses $82,677

TOTAL EXPENSES $82,677

Year-over-Year Comparison

	2025	2024	Change
Revenue	$142,513	$120,539	+0.2%
Expenses	$82,677	$97,852	-0.2%
Net Income	$59,836	$22,687	+1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
HOMER ALEXANDER	Treasurer	2.00	Officer Director	$0	$0	$0
RICH PESCATORE	Director	2.00	Director	$0	$0	$0
RON REISNER	Director	2.00	Director	$0	$0	$0
CHRIS VAILE	Vice President	2.00	Officer Director	$0	$0	$0
HEATHER VESTERFELT	Secretary	2.00	Officer Director	$0	$0	$0
KENDALL WELCH	President	2.00	Officer Director	$0	$0	$0
JEREMIAH O'BRIEN	Director	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$142,513	$82,677	$564,134	$59,836
2024	No data	No data	No data	No data
2023	$156,891	$122,558	$480,264	$34,333
2022	$179,320	$41,235	$446,792	$138,085

MORRO BAY MARITIME MUSEUM FKA CENTRAL COAST MARITIME MUSEUM ASSOC