BAY AREA FINANCIAL EDUCATION FOUNDATION (EIN 331163601) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2007

Legal Domicile

Principal Officer

SALINA YEUNG

Phone

4156636933

Tax Period

2025-01-01 to 2025-12-31

BAY AREA FINANCIAL EDUCATION FOUNDATION, founded in 2007, is a micro nonprofit in the Education sector that reported $69K in total revenue in fiscal year 2025. Revenue decreased 20% compared to the prior year. The organization ran a surplus of $51K, a strong 74% operating margin.

Mission

OUR MISSION IS TO IMPROVE THE ECONOMIC EDUCATION AND FINANCIAL LITERACY OF BAY AREA YOUTH

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $68,351

Program Service Revenue $0

Investment Income $696

Other Revenue $0

TOTAL REVENUE $69,047

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $15,381

Other Expenses $17,861

TOTAL EXPENSES $17,861

Year-over-Year Comparison

	2025	2024	Change
Revenue	$69,047	$86,047	-0.2%
Expenses	$17,861	$68,202	-0.7%
Net Income	$51,186	$17,845	+1.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SALINA YEUNG	TREASURER	3.00	Officer Director	$0	$0	$0
MICHELLE TONEY	DIRECTOR	2.00	Director	$0	$0	$0
JENNIFER MORIMOTO	SECRETARY	3.00	Officer Director	$0	$0	$0
ERIK SATRE	DIRECTOR	2.00	Director	$0	$0	$0
CAMERON CRISMAN	PRESIDENT	10.00	Officer Director	$0	$0	$0
SHARON HAYMAN	VICE PRESIDENT	3.00	Officer Director	$0	$0	$0
DAVID LINDENBAUM	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$69,047	$17,861	$175,435	$51,186
2024	$86,047	$68,202	$122,816	$17,845
2023	$103,389	$113,271	$104,971	$-9,882
2022	$113,124	$96,292	$114,462	$16,832
2021	$176,112	$80,780	$97,710	$95,332
2020	$65,041	$73,536	$2,313	$-8,495
2019	$99,793	$95,975	$10,793	$3,818
2018	$103,462	$111,238	$6,975	$-7,776

BAY AREA FINANCIAL EDUCATION FOUNDATION