ZOE INTERNATIONAL UNIVERSITY INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2024

Legal Domicile

Principal Officer

DR CHUKWUDI OZO-ONYALI

Phone

6463198659

Tax Period

2024-01-01 to 2024-12-31

Mission

WE ARE A CHRISTIAN RELIGIUOS INSTITUTION, EMPOWERING BELIEVERS THROUGH BIBLE BASED TRAINING TO LIVE VICTORIOUS LIVES IN CHRIST JESUS. KINGDOM OF GOD.

Program Service Accomplishments

Program 1

Expenses: $1,550 Revenue: $2,500

WE HAVE SUCCESSFULLY COMPLETED OUR FORMAL REGISTRATION PROCESS AND DOCUUMENMTATION AND NOW WORKING ON PUBLICITY AND PROMOTION OF OUR SERVICES TO THE COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $0

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $1,550

Other Expenses $1,550

TOTAL EXPENSES $1,550

Year-over-Year Comparison

	2024	2023	Change
Revenue	N/A	$2,500	-1.0%
Expenses	$1,550	N/A	N/A
Net Income	N/A	$2,500	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHUKWUDI OZO-ONYALI	CEO	20	Director	$0	$0	$0
ELIZABETH OZO-ONYALI	VP	20	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	$1,550	$950	No data