CLUB XXXI

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2024

Legal Domicile

Principal Officer

SHERRISE CUMBERLANDER

Phone

8472752503

Tax Period

2025-01-01 to 2025-12-31

CLUB XXXI, founded in 2024, is a micro nonprofit in the Religion sector that reported $6K in total revenue in fiscal year 2025. The organization ran a surplus of $4K, a strong 64% operating margin.

Mission

CULTIVATE COMMUNITIES OF WOMEN IN CHRIST WHO LIVE THEIR PURPOSE AND IMPACT OTHERS

Program Service Accomplishments

Program 1

COMMUNITY BIBLE STUDIES, WORKSHOPS & EDUCATION, COMMUNITY EVENTS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $4,222

Program Service Revenue $0

Investment Income $0

Other Revenue $1,728

TOTAL REVENUE $5,950

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $2,170

TOTAL EXPENSES $2,170

Year-over-Year Comparison

	2025	2024	Change
Revenue	$5,950	N/A	N/A
Expenses	$2,170	N/A	N/A
Net Income	$3,780	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LAUREN VONDRASEK	BOARD CHAIR	1.00	Director	$0	$0	$0
CHRISTINA GEORGE	BOARD MEMBER	1.00	Director	$0	$0	$0
DEBBIE STUEBER	SECRETARY	1.00	Officer Director	$0	$0	$0
BRENDA BRAINERD	BOARD MEMBER	1.00	Director	$0	$0	$0
SHERRISE CUMBERLANDER	PRESIDENT	20.00	Officer Director	$0	$0	$0
LISA KATZENBERGER	CFO	4.00	Officer Director	$0	$0	$0
LATOYA CONNERS GRAY	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2025	$5,950	$2,170	$3,780	$3,780