LOCAL HOUSING RESOURCE CENTER

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2024

Legal Domicile

Principal Officer

NATALIA PAVLYCHEVA

Phone

7049065793

Tax Period

2025-01-01 to 2025-12-31

LOCAL HOUSING RESOURCE CENTER, founded in 2024, is a small nonprofit in the Housing & Shelter sector that reported $228K in total revenue in fiscal year 2025. The organization ran a surplus of $137K, a strong 60% operating margin.

Mission

THE ORGANIZATION PROVIDED HOUSING-RELATED ASSISTANCE, RESOURCE REFERRALS, EDUCATIONAL SUPPORT, AND CHARITABLE SERVICES DESIGNED TO PROMOTE HOUSING STABILITY AND IMPROVE ACCESS TO HOUSING RESOURCES FOR INDIVIDUALS AND FAMILIES IN NEED.

Program Service Accomplishments

Program 1

Expenses: $91,218 Revenue: $228,015

THE ORGANIZATION PROVIDED HOUSING-RELATED ASSISTANCE, RESOURCE REFERRALS, EDUCATIONAL SUPPORT, AND CHARITABLE SERVICES DESIGNED TO PROMOTE HOUSING STABILITY AND IMPROVE ACCESS TO HOUSING RESOURCES...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $228,015

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $228,015

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $91,218

Other Expenses $91,218

TOTAL EXPENSES $91,218

Year-over-Year Comparison

	2025	2024	Change
Revenue	$228,015	N/A	N/A
Expenses	$91,218	N/A	N/A
Net Income	$136,797	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NATALIA PAVLYCHEVA	PRESIDENT	040.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$228,015	$91,218	$136,797	$136,797