PRAGMA ADVISORS

EIN: 334193860 501(c)(3) International Affairs

REDMOND, WA

Total Revenue
$227,990
Total Expenses
$140,394
Total Assets
$118,560
Net Assets
$87,596
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Legal Domicile
WA
Principal Officer
PATRICK LOWNDES
Phone
3609033744
Tax Period
2025-01-01 to 2025-12-31

PRAGMA ADVISORS is a small nonprofit in the International Affairs sector that reported $228K in total revenue in fiscal year 2025. The organization ran a surplus of $88K, a strong 38% operating margin.

Mission

PRAGMA ADVISORS RECRUITS AND TRAINS FAITH DRIVEN INDIVIDUALS TO BEGIN USING THEIR VARIOUS PROFESSIONAL SKILLS TO BUILD BUSINESSES, DEVELOP COMMUNITIES, AND BLESS PEOPLE LIVING IN FRONTIER MARKETSWHERE THE NAME OF JESUS IS RARELY HEARD.

Program Service Accomplishments

Program 1
Expenses: $107,349 Revenue: $7,023

OUR MISSION IS TO RAISE UP BUSINESS OPERATORS WHO ARE PASSIONATE ABOUT PUTTING GODS KINGDOM ON DISPLAY IN THE WORKPLACE. OUR LEADERSHIP DEVELOPMENT PROGRAM WAS DESIGNED TO EQUIP THE NEXT GENERATION...

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OUR MISSION IS TO RAISE UP BUSINESS OPERATORS WHO ARE PASSIONATE ABOUT PUTTING GODS KINGDOM ON DISPLAY IN THE WORKPLACE. OUR LEADERSHIP DEVELOPMENT PROGRAM WAS DESIGNED TO EQUIP THE NEXT GENERATION OF HIGH- CAPACITY PROFESSIONALS WITH THE SKILLS, MINDSET, AND NETWORK TO THRIVE IN FRONTIER MARKETS. WE BELIEVE BUSINESS OPERATORS (THE LEADERS THAT SURROUND ENTREPRENEURS) CAN BE FORGED THROUGH REAL-WORLD EXPERIENCE, TEACHING FROM SEASONED EXPERTS, AND LIFE-SHAPING MENTORING AND IMMERSIVE EXPERIENCES. OUR PROGRAMSFRONTIER OPERATOR COLLECTIVE AND FRONTIER OPERATOR FORGE, PROVIDE A STRUCTURED PATH FOR YOUNG PROFESSIONALS TO SHARPEN THEIR ABILITIES, OPERATE WITH EXCELLENCE, AND POSITION THEMSELVES AS KEY PLAYERS TO HELP SCALE HIGH-IMPACT COMPANIES OPERATING IN FRONTIER MARKETS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $220,967
Program Service Revenue $7,023
Investment Income $0
Other Revenue $0
TOTAL REVENUE $227,990

Expense Breakdown

Grants Paid $0
Salaries & Benefits $19,621
Fundraising Expenses $10,342
Program Expenses $107,349
Other Expenses $120,773
TOTAL EXPENSES $140,394

Year-over-Year Comparison

2025 2024 Change
Revenue $227,990 N/A N/A
Expenses $140,394 N/A N/A
Net Income $87,596 N/A N/A
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
5
Independent Members
3
Employees
1
Volunteers
4

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
1
$15,000
Total Directors
5
$15,000
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
PATRICK LOWNDES PRESIDENT 40.00
Officer Director
$15,000 $0 $15,000
KATRINA LAIRD ATKIN DIRECTOR 1.00
Director
$0 $0 $0
STEVE LAVEY DIRECTOR 1.00
Director
$0 $0 $0
BETHANY LOWNDES DIRECTOR 1.00
Director
$0 $0 $0
CODY RODRIQUEZ DIRECTOR 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $227,990 $140,394 $118,560 $87,596
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