164 FIRSTENERGY FAMILY CREDIT UNION

EIN: 340058415

Akron, OH

Total Revenue
$1,533,874
Total Expenses
$1,309,134
Total Assets
$41,759,122
Net Assets
$6,298,125
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1936
Legal Domicile
OH
Principal Officer
TIMOTHY BAKER
Phone
3305353611
Tax Period
2023-01-01 to 2023-12-31

164 FIRSTENERGY FAMILY CREDIT UNION, founded in 1936, is a community nonprofit that reported $1.5M in total revenue in fiscal year 2023. Revenue surged 38% from the prior year, signaling strong growth momentum. Expenses of $1.3M left a modest 15% surplus.

Mission

TO PROVIDE LENDING, SAVINGS AND OTHER FINANCIAL SERVICES TO IT'S QUALIFYING MEMBERS AT TERMS USUALLY BETTER THAN AVAILABLE IN THE MARKETPLACE. WITH A HEAVY EMPHASIS ON MEMBER SERVICE THAT RECONIZES THAT THE MEMBERS ARE THE OWNERS OF THE CREDIT UNION AND NOT JUST CUSTOMERS. DIRECT LABOR AND EMPLOYEE BENEFITS COSTS INCURRED PROVIDING SAVINGS DEPOSIT SERVICES, ORIGINATING NEW LOANS AND SERVING THE LOAN PORTFOLIO FOR MEMBERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $1,135,279
Investment Income $398,595
Other Revenue $0
TOTAL REVENUE $1,533,874

Expense Breakdown

Grants Paid $0
Salaries & Benefits $604,678
Fundraising Expenses $0
Program Expenses $0
Other Expenses $377,170
TOTAL EXPENSES $1,309,134

Year-over-Year Comparison

2023 2022 Change
Revenue $1,533,874 $1,108,328 +0.4%
Expenses $1,309,134 $1,078,356 +0.2%
Net Income $224,740 $29,972 +6.5%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
8
Independent Members
8
Employees
6
Volunteers
10

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
2
$173,000
Total Directors
9
$0
Key Employees
2
$294,000
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Timothy Baker CEO & Treasurer 40
Officer Key Emp Highest
$173,000 $0 $173,000
Kevin J Daum COO 40
Key Emp
$121,000 $0 $121,000
Joseph Gier Director 1
Director
$0 $0 $0
Joseph Storsin Director 1
Director
$0 $0 $0
Michael Newkirk Director 1
Director
$0 $0 $0
Christie Phillips Director 1
Director
$0 $0 $0
RogerMcElroy 401K Trustee 1
Director
$0 $0 $0
Amy Patterson Director 1
Director
$0 $0 $0
William Shonk President 2
Director
$0 $0 $0
Erik Gegick Vice President 1
Director
$0 $0 $0
Lou Ellen Kirkendall Secretary 1
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $1,533,874 $1,309,134 $41,759,122 $224,740
2022 $1,108,328 $1,078,356 $44,572,146 $29,972
2021 $996,214 $947,090 $47,007,978 $49,124
2020 $1,181,298 $1,081,478 $44,272,866 $99,820
2019 $1,293,747 $1,110,803 $40,355,161 $182,944
2018 $1,167,268 $1,045,788 $41,384,913 $121,480
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