THE CLEVELAND POLICE CREDIT UNION INC

EIN: 340151733

Cleveland, OH

Total Revenue
$2,560,293
Total Expenses
$1,898,148
Total Assets
$41,312,063
Net Assets
$5,351,661
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1938
Legal Domicile
OH
Principal Officer
Yolanda Roldan
Phone
2168613535
Tax Period
2025-01-01 to 2025-12-31

THE CLEVELAND POLICE CREDIT UNION INC, founded in 1938, is a community nonprofit that reported $2.6M in total revenue in fiscal year 2025. The organization ran a surplus of $662K, a strong 26% operating margin.

Mission

Cleveland Police Credit Union is a financial institution cooperative organized to provide loan and deposit products and services for its member owners.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $1,860,898
Investment Income $710,941
Other Revenue $-11,546
TOTAL REVENUE $2,560,293

Expense Breakdown

Grants Paid $0
Salaries & Benefits $795,998
Fundraising Expenses $0
Program Expenses $1,469,334
Other Expenses $1,102,150
TOTAL EXPENSES $1,898,148

Year-over-Year Comparison

2025 2024 Change
Revenue $2,560,293 $2,387,321 +0.1%
Expenses $1,898,148 $1,867,058 +0.0%
Net Income $662,145 $520,263 +0.3%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Governance

Voting Members
11
Independent Members
10
Employees
14
Volunteers
19

Governance Policies

✓ Conflict of Interest Policy
✓ Whistleblower Policy
✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
0
$0
Total Directors
11
$27,459
Key Employees
2
$439,782
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Yolanda Roldan Manager 40
Key Emp Highest
$236,990 $30,400 $267,390
Regina Kelley Assistant Manager 40
Key Emp
$147,192 $25,200 $172,392
Gary Cugini Secretary / Treasurer 15
Director
$27,459 $0 $27,459
Roy Rich President 1
Director
$0 $0 $0
Timothy Leahy Vice President 1
Director
$0 $0 $0
Keith Scharf Director 1
Director
$0 $0 $0
Thomas McGuire Director 1
Director
$0 $0 $0
Joseph Chojnowski Director 1
Director
$0 $0 $0
Daniel Rowley Director 1
Director
$0 $0 $0
Robert Simon Director 1
Director
$0 $0 $0
David Swan Director 1
Director
$0 $0 $0
Brian Betley Director 1
Director
$0 $0 $0
James O'Malley Director 1
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $2,560,293 $1,898,148 $41,312,063 $662,145
2024 No data No data No data No data
2023 $2,170,003 $1,671,844 $41,153,105 $498,159
2022 $1,744,381 $1,617,965 $43,235,629 $126,416
2021 $1,455,052 $1,485,330 $43,824,353 $-30,278
2020 $1,585,977 $1,506,765 $39,608,173 $79,212
2019 $1,742,703 $1,492,865 $33,909,329 $249,838
2018 $1,700,168 $1,518,785 $33,859,471 $181,383
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