The Intown Club of Cleveland C/O MRS JOCELYN RUF

EIN: 340309200 501(c)(3)

Cleveland, OH

Total Revenue
$709
Total Expenses
$229,192
Total Assets
N/A
Net Assets
N/A
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1927
Legal Domicile
OH
Principal Officer
JOCELYN RUF
Phone
2166210422
Tax Period
2019-07-01 to 2020-06-30

The Intown Club of Cleveland C/O MRS JOCELYN RUF, founded in 1927, is a micro nonprofit that reported $709 in total revenue in fiscal year 2019. Revenue fell 100% from the prior year — a significant decline worth monitoring. Expenses of $229K exceeded revenue, resulting in a 32226% operating deficit.

Mission

To provide social and educational opportunities and provide financial support of college scholarships to students in the cleveland metropolitan area.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2019)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $0
Investment Income $0
Other Revenue $709
TOTAL REVENUE $709

Expense Breakdown

Grants Paid $210,960
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $210,960
Other Expenses $18,232
TOTAL EXPENSES $229,192

Year-over-Year Comparison

2019 2018 Change
Revenue $709 $226,079 -1.0%
Expenses $229,192 $515,707 -0.6%
Net Income $-228,483 $-289,628 -0.2%
Key Indicators
✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
1
Independent Members
1
Employees
N/A
Volunteers
1

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
1
$0
Total Directors
1
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JOCELYN RUF PRESIDENT 1.5
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2020 $709 $229,192 No data $-228,483
2019 $226,079 $515,707 $372,483 $-289,628
2018 $482,440 $477,222 $698,617 $5,218
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